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Established Member
Posts: 31
Registered: ‎08-07-2013
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Cap1 EO suggestion?

I applied for the journeys credit card and got rejected.I called the EO but couldn't do anything about the rejection for the Journeys credit card. However they told me to reapply for it again. They said it would be a soft pull inquiry is that true should i apply again like they said?
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Posts: 27,029
Registered: ‎02-07-2013
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Re: Cap1 EO suggestion?


stargirlzz94 wrote:
I applied for the journeys credit card and got rejected.I called the EO but couldn't do anything about the rejection for the Journeys credit card. However they told me to reapply for it again. They said it would be a soft pull inquiry is that true should i apply again like they said?

EO told you that or CSR because I've never herad of it being a SP from CAP1?

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Established Member
Posts: 31
Registered: ‎08-07-2013
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Re: Cap1 EO suggestion?

yup the EO told me it was going to me a SP when i apply again

Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
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Re: Cap1 EO suggestion?

What's the deal with your credit file? Surprised anyone rejected for that card assuming no credit history
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Regular Contributor
Posts: 188
Registered: ‎08-26-2012
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Re: Cap1 EO suggestion?


stargirlzz94 wrote:

yup the EO told me it was going to me a SP when i apply again


Unless they would do it over the phone with you - If you do it online, the system has no way to know that "John Doe" told you that it would be a soft pull....

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Established Member
Posts: 31
Registered: ‎08-07-2013
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Re: Cap1 EO suggestion?

The EO said it would, she recommended me to keep re applyinh and that the app did not show up on her system or something but i checked my credit report and its a hard inquiry... so confused :smileysad:

Established Member
Posts: 31
Registered: ‎08-07-2013
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Re: Cap1 EO suggestion?

i have about 11months of credit history well thats how long my secured card is and one deliquency of passed 30day late payment which i paid off made in feb.

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