Credit Cards

[thankfulheart]

Yesterday was a bad day for me, all around.  Chaos start to finish.  Cap1 was due and it was on my "to do" list, only I got tangled up picking someone up at the airport and didn't get the payment done until about 5:15 pm.  Sure enough, they hit me with a late fee.  I've not had a late on a CC since 2007, so it chaps my hide to think I just flushed $39.  Can't wait until I close on my house and can get some real cards and dump Cap1, but in the meantime, do I have any hope of seeing my $39 again?

[migliogiorni]

There have been 2 instances where I've gotten Cap 1 to reverse the late fee.  I would give it a shot, GL.

[Jlu]

If they do then your moniker will become your mantra :-)

[jonmartin]

I got them to reverse it a few times.

[kulamrazool82]

I once got reverse my overdraft fee of $29 with them. You have a chance, don't lose hope.

- Syed

[thankfulheart]

And this morning my name really is "Thankfulheart"!  Called Cap1, not a problem at all to reverse the charge and he did something to the grace period to make it better for me.  Thanks for the encouragement to call, I really thought it would be hopeless!

[kulamrazool82]

Nice to see. Have a good one...

[j_casteel]

not sure how "bad" cap1 is has to do with you not making a payment on time? it's awesome they took the late fee off though.

why not pay by mobile phone or setup auto payments or not wait til last minute?