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Valued Member
AtlantaWill30339
Posts: 37
Registered: ‎11-24-2010

Cap1 Late Statements

I have quite a few (5) Cap1 cards (hey, they helped rebuild post bk!)...I've noticed for the past few months the statements have been closing 2-7 days later than normal. Is anyone else having the same issue with them?



Starting Score (Ch7 bk 1/11): EQ 431
Current Score: EQ 670 TU 689
Goal Score: 700's across the board


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Established Contributor
j_casteel
Posts: 1,002
Registered: ‎06-21-2012

Re: Cap1 Late Statements


AtlantaWill30339 wrote:

I have quite a few (5) Cap1 cards (hey, they helped rebuild post bk!)...I've noticed for the past few months the statements have been closing 2-7 days later than normal. Is anyone else having the same issue with them?


I don't think mine was later than usual....how/why would anyone get 5 Cap1 cards? I think the max is 2 isn't it?

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1k | NFCU Visa Sig $10k | NavChek $15k | NFCU Platinum MC $2k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700

Proud to say that ALL past due debt has been paid and I never declared BK!!
Frequent Contributor
Sparkz1920
Posts: 263
Registered: ‎08-09-2009

Re: Cap1 Late Statements

I got 3 cards

 

 

and no, my statements have closed the same. One due on the 27th and it closes on the 2nd or 3rd and one due on the 2nd and it closes on like the 5th

 

the other is due on the 15th and it closes on the 18th i think

 

 


Starting Score: 601
Current Score: 670
Goal Score: 700


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Valued Member
AtlantaWill30339
Posts: 37
Registered: ‎11-24-2010

Re: Cap1 Late Statements

The max is 2 regular Cap1 cards. I also have one of their Sparks Business cards and 2 of their co-branded cards (Kohls and Best Buy).



Starting Score (Ch7 bk 1/11): EQ 431
Current Score: EQ 670 TU 689
Goal Score: 700's across the board


Take the FICO Fitness Challenge


I didn't mess my credit up over night. I'd be a fool to think I could fix it over night.
Established Contributor
aussiesareforever
Posts: 651
Registered: ‎10-04-2010

Re: Cap1 Late Statements

My statement closing date has also been off. Actually they did not generate a statement for me at all in November but hopefully I will get a statement this month.

 

I am another person who is grateful for Capital One helping with my recovery post BK!


Barclay's Apple Financing Card ($6400) --- Capital One Cash Rewards World Card ($6000) ---GEMB CareCredit ($5700) --- AU FCU ($6000)--- Walmart ($5000)


FICO Scores: TU 735 EQ 695 EX 740 (Feb 2013, all pulled by lender)

Mortgage in 2013- So help me God!
Valued Member
AtlantaWill30339
Posts: 37
Registered: ‎11-24-2010

Re: Cap1 Late Statements

Finally! I'm glad I'm not the only one that's having this issue.



Starting Score (Ch7 bk 1/11): EQ 431
Current Score: EQ 670 TU 689
Goal Score: 700's across the board


Take the FICO Fitness Challenge


I didn't mess my credit up over night. I'd be a fool to think I could fix it over night.
Frequent Contributor
MarcinXP
Posts: 266
Registered: ‎09-06-2011

Re: Cap1 Late Statements

For me I haven't noticed an issue with closing of statements as it still takes about 3 days after due date, however for both my cards I noticed this month the due date moved by 1 day. Instead of 20th its 21st and instead of 16th its 17th. It was always consistent. I thought new regulation took care of days being moved.

Frequent Contributor
Sparkz1920
Posts: 263
Registered: ‎08-09-2009

Re: Cap1 Late Statements

Hmmmmm I wonder what's going on with them

Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Frequent Contributor
atarvuzdar
Posts: 307
Registered: ‎01-20-2012

Re: Cap1 Late Statements

I had this issue back in September, they posted late and even moved my due dates back a few days. Since then they've posted the statements later than they used to based on the new due date, but still within the regulatory 21 days--just barely.

Current: EQ 660 March2013 / TU 696 April2013 (Walmart)
Start: EQ 584 Feb2012 / TU 629 July2012

Wallet: Discover It $1000 / CapOne NHRC $1500 / CapOne Platinum $1500 / eBay MC $2000 / Orchard $400 / Amex Zync $500 Autopay / Walmart $2000 / Amazon $1000 / Lowe's $1500 / JCP $2200
Valued Member
AtlantaWill30339
Posts: 37
Registered: ‎11-24-2010

Re: Cap1 Late Statements

My statements usually cut 3-4 days after the due date, but this month 2 of the cards are currently 9 days past the due date and still nothing. I noticed last month 2 other of my Cap1 cards were late closing, but only by an extra 2 or 3 days.



Starting Score (Ch7 bk 1/11): EQ 431
Current Score: EQ 670 TU 689
Goal Score: 700's across the board


Take the FICO Fitness Challenge


I didn't mess my credit up over night. I'd be a fool to think I could fix it over night.

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