Cap1 Luv button makes no sense

[degs138]

I hit the luv button 2 days ago. Denied, your credit score is to low.  Cap1 reported a 593 EQ score.  My EQ is at 702.

[myjourney]

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@degs138 wrote:

I hit the luv button 2 days ago. Denied, your credit score is to low.  Cap1 reported a 593 EQ score.  My EQ is at 702.

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Sorry about denial

Different scores makes sense to me 

Different models I assume you stated yours was Fico 08 model ....correct

[degs138]

Yes my scores are FICO 08

[myjourney]

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@degs138 wrote:

Yes my scores are FICO 08

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Cap1 doesn't use 08 model 

[My_Fako]

I thought they only used Fico 04,  for Venture app.

Anyone know what they use for increases Qs etc.... 

[EAJuggalo]

Take a look at their Credit Tracker, that should give you a pretty good indication of how they think.  They also seem to take into account how much you use the card much more than some other companies.  Credit tracker lists me at 670  CK lists me at 640 and FICO 08 has me with no score.  Different models, different numbers.