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Cap1 PC question

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Skye12329
Valued Contributor

Cap1 PC question

So i was told i can PC anytime i want in any amount of time if the offer is available, even though i thought it was a 6 mos period. My question is i have a Cap1 MC and if i switch it to Venture would it change to Visa? Because i have never seen a MC Venture card. 

 

If it does change to Visa down the road i change to QS would it stay Visa or goto MC?

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 1 of 6
5 REPLIES 5
myjourney
Super Contributor

Re: Cap1 PC question

CAP1 tend to not PC to venture was this a CSR that told you this?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 6
Skye12329
Valued Contributor

Re: Cap1 PC question

Yeah i spoke to a few reps and they asked if i wanted to switch my card to Venture.

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 3 of 6
axledobe
Frequent Contributor

Re: Cap1 PC question

I closed both of my Cap 1 accounts last night and their retention department offered to PC one of my QS1's to a VentureOne then came back and said they couldn't do it because I had opted to PC to the QS1 less than 6 months ago.  I'm not sure if it's possible but that conversation lead me to believe it may be.  I don't think it's common and may be a last resort to keep a customer.  


FICO SCORES: TU 769; EX 790; EQ 790 ***Gardening indefinitely***



Message 4 of 6
myjourney
Super Contributor

Re: Cap1 PC question

I know your want the visa/MC option but if they do PC....to which card will they PC? 

Venture 1.25 or 2%? 

This would be my biggest question based on the card you PC from 

Example PC from Quicksilver 1.5% to Venture 2% Good deal 

1.5-1.25% not a good deal 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 6
Skye12329
Valued Contributor

Re: Cap1 PC question

Alright i do think its once every 6 mos then, i feel like the change anytime was just a pre-made response Smiley Mad Hate those pre-made responses. I dont really want a Venture card mainly because i dont need the miles. But i would prefer if i PC my card to QS if it would be a Visa or at least a WMC which they say they dont offer. I would PC to Venture and then QS if it would change to Visa. 

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 6 of 6
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