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Cap1 Plat to Venture 2 PC Success!

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Madman94044
Regular Contributor

Re: Cap1 Plat to Venture 2 PC Success!

Congrats on the PC! Seems like Cap1 is becoming more flexible with PC, I'll try for the same after 6 mo.
Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Message 11 of 19
jsucool76
Super Contributor

Re: Cap1 Plat to Venture 2 PC Success!

I would call up and ask them to give you the platinum's AF. 

 

When I got my PC

 

-begin copy/paste-

 

Faye: "Yes, your account number will remain the same and every thing else will also remain the same except that you will earn cash back on every purchase."

 

I assume this would be the same for you except with miles. 

Message 12 of 19
starboundphoenix
Valued Member

Re: Cap1 Plat to Venture 2 PC Success!

For my own part, I am happy with $5K for now. It's my oldest open CC with the exception of my $8.7K limit Military Star card (more of a store card), so I want to hold onto it regardless. Especially since NFCU gave me $10K initially on their Flagship, I am not worried that I can get good the kind of high limit prime cards I want in the future when my inqs are down and my score has come up some more.

Starting Score: EX: 652 FICO | TU: ??? FICO | EQ ??? FICO
Current Score: EX: 760 FICO | TU: 737 FICO | EQ: 754 FICO
Goal Score:      EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
Venture, BCP, Zync, USAA AMEX, Freedom, Forward, NFCU Flagship, Discover, Barclay, Mil Star, United Explorer

Message 13 of 19
starboundphoenix
Valued Member

Re: Cap1 Plat to Venture 2 PC Success!

This has been an interesting progression to watch. So far online, I have seen that I am enrolled in the no hassle rewards program (2pts/$1) and that my card has changed from the Plat to a World MasterCard. I am curious to see what comes in the mail. The World MC is definitely not the Venture Visa Signature. I already have a Visa Sig so not a huge deal, but if I do indeed get the World MC that is NOT what the CSR told me would happen. I think if that ends up being the case I should ask for a refund on the new $59 AF.

 

This story seems similar to another I have seen on here before.

Starting Score: EX: 652 FICO | TU: ??? FICO | EQ ??? FICO
Current Score: EX: 760 FICO | TU: 737 FICO | EQ: 754 FICO
Goal Score:      EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
Venture, BCP, Zync, USAA AMEX, Freedom, Forward, NFCU Flagship, Discover, Barclay, Mil Star, United Explorer

Message 14 of 19
youngandcreditwrthy
Senior Contributor

Re: Cap1 Plat to Venture 2 PC Success!

Doesn't the Venture that get 2pts per dollar have an AF v. the 1.25 per dollar, whcih does not have an AF?

 

Wish I could get a CLI on C1. UGH

 

I did get a product change from a reg Platinum to a No Hassle Cash in Nov.; I get 1.25% cashback on EVERY purchase, but still stuck at $1,300 with C1. No AF here either!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 19
Crashem
Valued Contributor

Re: Cap1 Plat to Venture 2 PC Success!


@starboundphoenix wrote:

This has been an interesting progression to watch. So far online, I have seen that I am enrolled in the no hassle rewards program (2pts/$1) and that my card has changed from the Plat to a World MasterCard. I am curious to see what comes in the mail. The World MC is definitely not the Venture Visa Signature. I already have a Visa Sig so not a huge deal, but if I do indeed get the World MC that is NOT what the CSR told me would happen. I think if that ends up being the case I should ask for a refund on the new $59 AF.

 

This story seems similar to another I have seen on here before.


I'd guess they would switch to visa sig upon request.

               LIMITS IN CARD DESCRIPTIONS
Message 16 of 19
starboundphoenix
Valued Member

Re: Cap1 Plat to Venture 2 PC Success!


@youngandcreditwrthy wrote:

Doesn't the Venture that get 2pts per dollar have an AF v. the 1.25 per dollar, whcih does not have an AF?

 


Yes. I got upgraded to the Venture Rewards. 2 pts/$1. Agreed to annual fee of $59. That's why I am saying I am confused as to why I seem to only be getting a program upgrade and not the actual card.

Starting Score: EX: 652 FICO | TU: ??? FICO | EQ ??? FICO
Current Score: EX: 760 FICO | TU: 737 FICO | EQ: 754 FICO
Goal Score:      EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
Venture, BCP, Zync, USAA AMEX, Freedom, Forward, NFCU Flagship, Discover, Barclay, Mil Star, United Explorer

Message 17 of 19
iMacDrew
Frequent Contributor

Re: Cap1 Plat to Venture 2 PC Success!

congrats thats a nice PC!

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 18 of 19
starboundphoenix
Valued Member

Re: Cap1 Plat to Venture 2 PC Success!


@iMacDrew wrote:

congrats thats a nice PC!


Cap1 has been pretty good to me the last few weeks. A GW adjustment and then an immediate PC. Can't complain too much.

Starting Score: EX: 652 FICO | TU: ??? FICO | EQ ??? FICO
Current Score: EX: 760 FICO | TU: 737 FICO | EQ: 754 FICO
Goal Score:      EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
Venture, BCP, Zync, USAA AMEX, Freedom, Forward, NFCU Flagship, Discover, Barclay, Mil Star, United Explorer

Message 19 of 19
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