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Valued Member
Posts: 41
Registered: ‎07-25-2012
0

Cap1 Plat to Venture 2 PC Success!

[ Edited ]

Just wanted to share another Cap1 PC success story.

 

I just got off the phone with "senior account specialist" Bob. I called through the 9399 number listed on the backdoor numbers sticky.

 

He started by giving me the weather report at home. This seems to be the standard icebreaker. I then simply said I want to PC from the Platinum card to the Venture Rewards card. He asked me to specify which one. He called them the "Venture 1" and "Venture 2." I told him I wanted the Venture 2. He took a few seconds to check on my upgrage eligibility, then came back and said I was eligible to upgrade (Cap1 website said I wasn't). He read the disclosure, which includes agreeing to no account upgrades for 6 months, I agreed, and that was it. Card will arrive in 7-10 days. Easy peasy.

 

Hope this helps someone else considering the swap. For comparison, my account is 20 months old, CL is $5K, and in good standing with 11% util.

 

-SB

Starting Score: EX: 652 FICO | TU: ??? FICO | EQ ??? FICO
Current Score: EX: 760 FICO | TU: 737 FICO | EQ: 754 FICO
Goal Score:      EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
Venture, BCP, Zync, USAA AMEX, Freedom, Forward, NFCU Flagship, Discover, Barclay, Mil Star, United Explorer

Senior Contributor
Posts: 4,694
Registered: ‎02-23-2011
0

Re: Cap1 Plat to Venture 2 PC Success!

Amazing!

 

Times are a'changin.  I can't ever recall reading of successful upgrade and product changes with CapOne.  This is certainly a good sign.

Super Contributor
Posts: 5,760
Registered: ‎12-11-2011
0

Re: Cap1 Plat to Venture 2 PC Success!

Did you have the regular platinum (Either platinum or plat classic) or did you have plat prestige? Even more impressive if you had one of the "Average" platinums, since that is from average to excellent. 

 

Well I just saw your CL was 5k so I assume it was a plat prestige. 

 

Congrats. They gave me platinum to cash rewards with no AF a month ago. 

 

Did they let you keep the platinums AF or did they bump you up to $59 for the venture? 

;
Regular Contributor
Posts: 234
Registered: ‎08-04-2012
0

Re: Cap1 Plat to Venture 2 PC Success!

Congrats. I have the Venture One gold card myself and I love how the miles post right away. You don't have to wait for your statement to cut.

Valued Member
Posts: 41
Registered: ‎07-25-2012
0

Re: Cap1 Plat to Venture 2 PC Success!

@jsulcool: I actually had the regular old platinum card. Started with a $2K limit, got autoCLI after I guess 12 months to $5K. Never even asked for it. Until I joined this board, I hadn't even considered the possibility of a product change. I have learned a lot in a short period of time! Unfortunately, I am stuck with the new AF.

Starting Score: EX: 652 FICO | TU: ??? FICO | EQ ??? FICO
Current Score: EX: 760 FICO | TU: 737 FICO | EQ: 754 FICO
Goal Score:      EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
Venture, BCP, Zync, USAA AMEX, Freedom, Forward, NFCU Flagship, Discover, Barclay, Mil Star, United Explorer

Frequent Contributor
Posts: 455
Registered: ‎06-08-2008
0

Re: Cap1 Plat to Venture 2 PC Success!

Which is witch?  Venture 1 and Venture 2?

Valued Member
Posts: 41
Registered: ‎07-25-2012
0

Re: Cap1 Plat to Venture 2 PC Success!


Scuba wrote:

Which is witch?  Venture 1 and Venture 2?


Venture One = 1.25 miles per $1 spent.

 

Venture Rewards = 2 miles per $1 spent.

 

-SB

Starting Score: EX: 652 FICO | TU: ??? FICO | EQ ??? FICO
Current Score: EX: 760 FICO | TU: 737 FICO | EQ: 754 FICO
Goal Score:      EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
Venture, BCP, Zync, USAA AMEX, Freedom, Forward, NFCU Flagship, Discover, Barclay, Mil Star, United Explorer

Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Cap1 Plat to Venture 2 PC Success!

I've wondered if pc to higher end cards will result is more cli etc.

               LIMITS IN CARD DESCRIPTIONS
Valued Member
Posts: 41
Registered: ‎07-25-2012
0

Re: Cap1 Plat to Venture 2 PC Success!


Crashem wrote:

I've wondered if pc to higher end cards will result is more cli etc.


I would tend to think so. We'll find out in  six months . . . 

Starting Score: EX: 652 FICO | TU: ??? FICO | EQ ??? FICO
Current Score: EX: 760 FICO | TU: 737 FICO | EQ: 754 FICO
Goal Score:      EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
Venture, BCP, Zync, USAA AMEX, Freedom, Forward, NFCU Flagship, Discover, Barclay, Mil Star, United Explorer

Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Cap1 Plat to Venture 2 PC Success!


starboundphoenix wrote:

Crashem wrote:

I've wondered if pc to higher end cards will result is more cli etc.


I would tend to think so. We'll find out in  six months . . . 


friend who had average credit when he got cap one has seemed to top out at 3.5k limit but was offered pc recently.  The rewards are actually worse on pc card as he had the 5pt on gas/grocery card with af.  Asked for my advice.  Never heard from others if it seemed like cli would start again with pc.

               LIMITS IN CARD DESCRIPTIONS
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