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Cap1 QS - apply soon or wait?

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IamB2
Established Contributor

Re: Cap1 QS - apply soon or wait?


@celluloid17 wrote:

Does anyone know if Capital One reports an account opening date as the 1st of whatever month it is opened (regardless of the actual date of approval), much like U.S. Bank?


My CO shows the date Opened as an exact date. For example: 10/05/2013.

 

Now also, this depends on which report you pull, but the official CRA reports are showing the exact date as the date opened.

 

Hope that answers your question.

 

Oct, 2013       
FICO® EQ 717 (3/5/15); TU08 732 (3/5/15); EX: 723 (3/5/15) - Last app 3/15/15; Inquiries: A TON!

CITI ThankYou Preferred - CL: $2,000




Starting Scores: 590s on 12/2013. Hover over card image to view details! *After Amex approvals - [I was supposed to be] Gardening!*
Message 11 of 12
celluloid17
Established Contributor

Re: Cap1 QS - apply soon or wait?


@IamB2 wrote:

@celluloid17 wrote:

Does anyone know if Capital One reports an account opening date as the 1st of whatever month it is opened (regardless of the actual date of approval), much like U.S. Bank?


My CO shows the date Opened as an exact date. For example: 10/05/2013.

 

Now also, this depends on which report you pull, but the official CRA reports are showing the exact date as the date opened.

 

Hope that answers your question.

 

Oct, 2013       

That absolutely does, thank you!

Smiley Happy

Message 12 of 12
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