I've had my Capital One card since July 2004, with a $500 CL. Had a bad first couple of years (occasional lates and over the credit limits), but have been an angel for the last 3 years or so. I use the card regularly, spend $100-$300, then PIF every month. Have requested CLIs on more than one occasion, and was rejected each time. Today, I log in to check on some things and BAM - a $2500 credit limit! I'm still staring at the screen...is this real?! I haven't gotten a letter or anything from them yet, but this must have just happened (I logged in to PIF just a couple of days ago and it was still $500).
I'm seriously shocked. After 3 years of carrying 0 balances on 3 cards with no CLIs (all limits are $500 or less), I thought I would have to get a high secured card to get my limits bumped up. PATIENCE and perseverence pay off!!
Happy Thanksgiving, everyone!!! I'm thankful for my 1 month old Zync and my new $2500 Cap1 limit.
Congrats on the CLI! You have just experienced one of my goals for my Cap One card. I aspire to log into my account my one day and see an auto CLI, luckily I sort of experience it through other people's triumphs like yourself. Felicidades
That's a great increase!!
I am wanting to see if I can upgrade to No Hassle Cash Rewards, hopefully get a CLI and lower interest....