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Valued Member
Posts: 40
Registered: ‎08-25-2010
0

Cap1 - Rando CLI from $500 to $2500?!?!?

I've had my Capital One card since July 2004, with a $500 CL.  Had a bad first couple of years (occasional lates and over the credit limits), but have been an angel for the last 3 years or so.  I use the card regularly, spend $100-$300, then PIF every month.  Have requested CLIs on more than one occasion, and was rejected each time.  Today, I log in to check on some things and BAM - a $2500 credit limit!  I'm still staring at the screen...is this real?!  I haven't gotten a letter or anything from them yet, but this must have just happened (I logged in to PIF just a couple of days ago and it was still $500). 

 

I'm seriously shocked.  After 3 years of carrying 0 balances on 3 cards with no CLIs (all limits are $500 or less), I thought I would have to get a high secured card to get my limits bumped up.  PATIENCE and perseverence pay off!! 

 

Happy Thanksgiving, everyone!!!  I'm thankful for my 1 month old Zync and my new $2500 Cap1 limit. :smileyhappy:

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Contributor
Posts: 117
Registered: ‎05-20-2009
0

Re: Cap1 - Rando CLI from $500 to $2500?!?!?

Congrats on the CLI! :smileyvery-happy: You have just experienced one of my goals for my Cap One card. I aspire to log into my account my one day and see an auto CLI, luckily I sort of experience it through other people's triumphs like yourself. Felicidades

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EQ: 797
TU: 782
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Frequent Contributor
Posts: 423
Registered: ‎10-25-2010
0

Re: Cap1 - Rando CLI from $500 to $2500?!?!?

Congrats Kelly!!

That's a great increase!! :smileyhappy:


Starting Score: 600s
Current Score: EQ 08 798 on 5/28/14, TU 792 on 5/27/4 via Barclay, EX 798 on 5/28/14
Goal Score: 760


Take the FICO Fitness Challenge

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Regular Contributor
Posts: 207
Registered: ‎11-26-2010
0

Re: Cap1 - Rando CLI from $500 to $2500?!?!?

I am wanting to see if I can upgrade to No Hassle Cash Rewards, hopefully get a CLI and lower interest....

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TU: 648 05/14/11| EQ: 691 05/14/11| EX: ??? | NO BADDIES!
What's in my wallet?: AMEX Green, BoA Cash Rewards Platinum Plus CL $2000, CapOne Platinum CL $1500, CFE Platinum Cash CL $1500, Chase Amazon CL $1000, Kay Jewelers CL $1000
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