Capital1 closed my accounts as well/3/ accounts.Always paid in full and never late for 3 years with them and they go and terminate my accounts cause i open a autoloan and 3 other credit cards with GE.Thank god i did cause capital one is never a good credit company as far as credit limits go and GE always increase every 4 months with good credit limits.Finally u and me should be glad they close our credit cards with them.
I was about to close my Capital One this month. I did some thinking about why it is that they irritate me LOL.
Then I thought about how alot of folks here react to the way they do business.
I think the mindset is that after you use them as a rebuilder card and restore your credit, one feels like they should be rewarded/recognized for all the hard work it took to get yourself into prime land.
Sort of like a child seeking the approval from a parent...... When it does not happen, one gets peeved 
In fact all it is to them is a business model, and they follow it quite rigidly.
Nothing personal, it is what it is.
Still grates you though LOL
Now that is interesting. I called in to the customer service line on my card and they did not hesitate to waive both of my AFs last month. I have had both cards for over two years now and have never missed or had a late payment. That was the easy part getting a CLI was some work. Eventually I got them to raise the CL both accounts,
Starting Score: 565
well in all due honesty they were probably looking at your account history, and you guys were probably only occassionally charging a subway sandwich or something.....
since you guys have better cards. They should know who valuable customers are, if your only charging a subway sandwich $5 every few months your only making them about 15 cents and if they mail you a statement it costs them a lot more than that, they would want to cut their losses after all.
LOC wrote:Now that is interesting. I called in to the customer service line on my card and they did not hesitate to waive both of my AFs last month. I have had both cards for over two years now and have never missed or had a late payment. That was the easy part getting a CLI was some work. Eventually I got them to raise the CL both accounts,
i'm assuming since your scores probably use the card a lot more than the others comparingly
distantarray wrote:well in all due honesty they were probably looking at your account history, and you guys were probably only occassionally charging a subway sandwich or something.....
since you guys have better cards. They should know who valuable customers are, if your only charging a subway sandwich $5 every few months your only making them about 15 cents and if they mail you a statement it costs them a lot more than that, they would want to cut their losses after all.
With a $500 CL it is hard to put much more then the sandwich through it LOL
minimock wrote:
distantarray wrote:well in all due honesty they were probably looking at your account history, and you guys were probably only occassionally charging a subway sandwich or something.....
since you guys have better cards. They should know who valuable customers are, if your only charging a subway sandwich $5 every few months your only making them about 15 cents and if they mail you a statement it costs them a lot more than that, they would want to cut their losses after all.
With a $500 CL it is hard to put much more then the sandwich through it LOL
lol but that's a lot of sandwiches though
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