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Cap1 Upgrade

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steve2062
Established Member

Cap1 Upgrade

I have been reading on here for about a month now and trying to rebuild my credit.  I saw that people were able to upgrade there cards so I just called to day and they said we can move you up to a Cap1 Quicksilver card with no AF.  Im really excited now but my credit limit is staying the same only $500.


Starting Score: 529
Current Score: (Walmart)618 EX 570 EQ 634
Goal Score: 700
Cap1 Quicksliver $1500, Cap1 Platinum $500, Express $150, Buckle $250, KingSize $250, Walmart $400, PayPal $300, Kay $500
Message 1 of 51
50 REPLIES 50
coldnmn
Mega Contributor

Re: Cap1 Upgrade

Congrats!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 51
steve2062
Established Member

Re: Cap1 Upgrade

My scores are pretty low but i have had perfect payment history with them.  I really want a CLI.


Starting Score: 529
Current Score: (Walmart)618 EX 570 EQ 634
Goal Score: 700
Cap1 Quicksliver $1500, Cap1 Platinum $500, Express $150, Buckle $250, KingSize $250, Walmart $400, PayPal $300, Kay $500
Message 3 of 51
tonyjones
Valued Contributor

Re: Cap1 Upgrade

I just a CLI to $1500 on my Platinum Visa, should I wait to ask for a upgrade to Quicksilver with no AF?

Current Fico Scores: (December 2023)
Message 4 of 51
missjae
Established Contributor

Re: Cap1 Upgrade


@tonyjones wrote:

I just a CLI to $1500 on my Platinum Visa, should I wait to ask for a upgrade to Quicksilver with no AF?


You can go ahead and ask for the upgrade now.

Message 5 of 51
mikey78
Frequent Contributor

Re: Cap1 Upgrade

could be a soft pull to upgrade but never hurts to ask EO

 


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 6 of 51
djc1puno
Valued Contributor

Re: Cap1 Upgrade

Congrats!


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 7 of 51
jasonkm1
Regular Contributor

Re: Cap1 Upgrade

""I have been reading on here for about a month now and trying to rebuild my credit.  I saw that people were able to upgrade there cards so I just called to day and they said we can move you up to a Cap1 Quicksilver card with no AF.  Im really excited now but my credit limit is staying the same only $500

 

What number did you call? The one on the back of the card?

Message 8 of 51
azguy13
Senior Contributor

Re: Cap1 Upgrade

When I requested a CLI through the EO last month the nice gentleman made sure I understood that it would be a SP from the underwriters. So, it does not hurt at all to try. 

Message 9 of 51
Shock_
Frequent Contributor

Re: Cap1 Upgrade

The same thing happened to me. I kept my $500 limit after PCing to the Quicksilver. Same APR and credit limit. The LUV button got me to 1000. did they keep yours a Mastercard too?

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Message 10 of 51
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