@wHiTeSoL wrote:give up on the luv button for now (since it already failed you) and email the CEO of capital one.
After I get the letter in 10 days?
@score_building wrote:FWIU = From what I understand. Well, it's not that you can't contact them but they apparently deflect CLI requests to the luv button and no longer relay them through to underwriting for consideration. +1 on sending an email. Don't think you need to wait, they will see all your previous CLI requests, in any case. GL!
Where do you send the email? (Looking for the email addy, not "to the EO") I have only requested a CLI once and that was this year and was told "This card is not eligible for any CLI" (due to them switching over to Cap One I assumed.)
I also pulled one of my CR and it doesn't look like Chase or Amex is on there yet. Their inquiries from last month when I obtained them are, but the account itself isn't. I'm now wondering if this is going to hurt me since it will show last month I actively was searching for credit, but without the accts on there with the high limits, it will still show me as having a low ratio.
HA! What a crock of shiznit.
Capital One emailed me my letter which stated they are denying me a CLI.
Reason:
While we complete account transitions we are unable to offer credit limit increases.
Then it continues to say that there is an attached list of definitions with explanations as to better explain why they couldn't give the increase....ALL of them do not apply to me or have anything to do with transitions.
What a bunch of crock! My transition has been complete for months and I have my new card already and have used it.
So, now I do what? I'm just half tempted to call them and tell them to close the account. I don't need their measly $300 CL.
@audia4
That letter is boilerplate for Cap1. If I were you, I'd email the EO. Let them call you back and you'll probably get the results you want.
That letter is boilerplate for Cap1. If I were you, I'd email the EO. Let them call you back and you'll probably get the results you want.
Well, it's been a few months and I decided to try to hit the love button again for sheetz and giggles.
They approved me for an additional $500 LMAO.
So I went from $300 to $800 after almost 2 years.
Sigh
@notfancy wrote:Really, try emailing the EO. I'll PM you the email address I used. Just tell them your experiences, why you feel you deserve what you're asking for, be polite and you'll likely get most if not all of what you request. Shoot for the moon though. If you want 2k ask for like... 6k and they'll ask you if you're willing to accept less. Tell them to product change you to the Quicksilver with no AF and a lower apr... etc.
I already hit the "accept" button online. Does this matter?
I just never seem to have any luck with phone calls. I always get shot down. 
I have no idea what to ask for either. (You can see my limits to my other cards in my signature)
I definitely WILL NOT keep them if they do not give me no AF. I paid either $59 or $69 a year for that $300 starter card and now have bigger and better cards with no AF. When it's time for this card to renew, if they don't change it by then, I'm done.