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New Contributor
Tristate
Posts: 53
Registered: ‎06-02-2012

Re: Cap1 auto CLI @ 6 months!


eviLution wrote:

Did you get the email after getting your 6th or 7th statement?


If you are asking me :-) , I've got it after 6-th statement.


Starting Score: FICO EQ-660 TU-658 07/2012
Current Score: FICO EQ-674 TU-658
Goal Score: FICO 700

USAA FAKO EX-647 EQ-635 TU-647
In my wallet as of December 2012 : Cap1-$500,Cap 1 secured-$1500. Barclaycard MC-$1300 , Merrick-$1500

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Established Contributor
eviLution
Posts: 543
Registered: ‎06-11-2012

Re: Cap1 auto CLI @ 6 months!


Tristate wrote:

eviLution wrote:

Did you get the email after getting your 6th or 7th statement?


If you are asking me :-) , I've got it after 6-th statement.


I just got my 5th statement today. 1 more to go!

 


Current Score: DCU EQ 702 - EXP+ 711 - WM TU 719
Goal Score: 750+

Capital One Secured: 750 - DCU Platinum: 1500 - Discover IT: 1250
in the garden til 7/1/2013
Valued Contributor
injustifiiable
Posts: 1,089
Registered: ‎03-30-2012

Re: Cap1 auto CLI @ 6 months!

Happened to me too...was only $100 since I only put in the minimum... seems to be the norm though.

 

Congrats!



Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Current Score: TU TransRisk 590|EQ FICO 677|EX FAKO 674|Vantage 684 as of March 6, 20
Goal Score: 750-800 across the board


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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Cap1 auto CLI @ 6 months!

[ Edited ]

I got mine after sixth statement.  Last statment cut on 11/24 and I got email this morning.

 

(Edit: on a side note, my WF secured card also had its 6th statement cut on 11/18.  No auto CLI from WF.  Granted, I havent pushed as much through the card as the cap1 and I havent deposited as much to the card but still would had been nice for  a little bump.)

 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

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Frequent Contributor
wallyworld123
Posts: 431
Registered: ‎01-04-2012

Re: Cap1 auto CLI @ 6 months!


Duncanrr wrote:
Checked my email this morning after waking up. (Yes, I have one of those jobs that I have to do this-still in bed actually.) To my surprise I find an email from Cap1 - cant call them Crap1 in this situation :smileywink:.

After 6 months of use of my secured card the auto increased my CL by $300. This is an unsecured increase. I have made several deposits to account and slowly raised CL. Also, I push a good bit though card and PiF before statement cut except 1 month when I had a 90% CL balance report.

My credit scores had gone from 540ish to 665 and higher on each CR. thought I'd share the good news. (Still waiting on Amex :smileywink: )

Congrats this has been a good month for u:smileyhappy:

Valued Member
ssdc1980
Posts: 34
Registered: ‎05-03-2012

Re: Cap1 auto CLI @ 6 months!

First off congrats on the CLI!!!

 

The credit steps program is nice little bonus with CAP1, unfortunately further CLI's are very hard to come by. But non the less I wish you the best of luck..

Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Cap1 auto CLI @ 6 months!

Secured cards are not eligible for credit steps program. However, they seem to treat them in a similar way.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

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