01-09-2014 10:39 PM
Lenz...google Capital One CEO email address. Email that address your request. Ask for more than you want. Give them your CC # and your phone number. They will call you back in a day or two. I did this for my Sparks card and they called me within 2 hours!
They will do the normal validate who you are mumbojumbo and then ask how much you want. Tell them you're inflated amount and why you are worthy of a CLI. They will ask you if you will settle for less and you agree to that. Tell them you want to be upgraded to a Quicksilver Rewards card or better. They will tell you that they will send it to underwriting to make a decision. They have ALWAYS given me a CLI. One time it was only 3 months after the last one. Good luck!
this is where i am now. i asked for and received a cli 3 months ago via EO. How much closer did you get to your inflated number?
01-09-2014 10:41 PM - edited 01-09-2014 10:42 PM
the CLI button is useless on cap1. do the EO route. Trust, it's going to work.
Thanks. I contacted capital one through online chat and was able to PC to a quick silver card.
Still same low limit, the chat agent said I could request a cli online as he can't initialize it from their end, and it will be a softpull. Is it true?
I decide to do the CLI thing after getting the new card.
01-10-2014 04:30 AM
On my Sparks card that I just got the CLI on I asked for $7500 but the CSR said "is that all?" So I said okay make it $10k. I got $5500.00. I think (my memory is fleeting with old age) that on my CapOne card I asked for $2500 and the gave me $2k.
And Shock is right! Do not use the online feature. The response, I believe, is computer generated. Always go the EO route thru the CEO fake email address. Here's the link to find that address: (http://gethuman.com/email/Capital-One-Credit-Card/
01-10-2014 10:42 AM - edited 01-10-2014 10:43 AM
Just recently (a week ago) got my quicksilver (formerly hsbc orchard bank) to a $1500 CL (originally on hsbc at $300) - EO is definitely the way to get issues addressed the best as they have the ability to get a manual review from their uw department (where as their luv button is an automated system and may not provide even a half decent CLI).
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.