happymommy011 wrote:I've had a cap1 secure card-$300 for almost 2yrs- no other major credit card ( I do have a target card). Never been late -Never missed a payment. I applied for a rewards card last week and Cap1 denied me for not having enough credit. I just applied for a Discover It card this morning - they called me back by 3pm and approved me for $5000. Capital 1 not sure how you rate your customers - but you just lost a good one!
Welcome to the forums!!!
CONGRATS!!! Very nice CL!!
LS2982 wrote:
firesoul453 wrote:Thats awesome!
Discover is way better than cap1 anyway
Not sure im feeling the Discover luv lately
But their card is better than my current Cap1.
Discover does seem to be tightening up a little bit lately with CLI's and approvals.. At least from what i see on the boards
Tommy5746 wrote:
LS2982 wrote:
firesoul453 wrote:Thats awesome!
Discover is way better than cap1 anyway
Not sure im feeling the Discover luv lately
But their card is better than my current Cap1.
Discover does seem to be tightening up a little bit lately with CLI's and approvals.. At least from what i see on the boards
Even so, I doubt its as bad as capitla one.
Throw in way more benefits, %5 cash back, shopdiscover, and random bonus days (like oct 6th 2% cash back) and its a win!
firesoul453 wrote:
Tommy5746 wrote:
LS2982 wrote:
firesoul453 wrote:Thats awesome!
Discover is way better than cap1 anyway
Not sure im feeling the Discover luv lately
But their card is better than my current Cap1.
Discover does seem to be tightening up a little bit lately with CLI's and approvals.. At least from what i see on the boards
Even so, I doubt its as bad as capitla one.
Throw in way more benefits, %5 cash back, shopdiscover, and random bonus days (like oct 6th 2% cash back) and its a win!
Lately Cap1 (since the Exec. number has been exposed) has changed their mind on CLI's. So they're sort of climbing out of that sub-prime pit they've been in for years.
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