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Cap1 denial

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longtimelurker
Epic Contributor

Re: Cap1 denial

At one stage there was a limit of 2 non-cobranded Cap One cards (with grandfathering when they buy other portfolios).   Has that changed?

Message 11 of 13
LearningMoreAboutCredit
Frequent Contributor

Re: Cap1 denial


@creditguy-378 wrote:

well you do have 3 credit cards with them if you have a best buy cc... HSBC sold there us porfolio to Cap1  Best Buy, Kols, and TjMaxx are Cap1 now



Citi bought the BB portfolio

 

BB login page

 

Citi takes over Best Buy’s credit card program


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 12 of 13
TiggerDat
Valued Contributor

Re: Cap1 denial

You could try the EO.  I did that for my third Capone card.  At the time I had an HSBC card, a Capone card, and a closed Capone card.  My recon was for the regular No Hassle Cash card which was a Signature card.  I did get it, so it is possible.  If nothing else they might consider making the oldest an unsecure card.  YMMV.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Message 13 of 13
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