Credit Card Center Advertiser Disclosure

Posts: 76
Registered: ‎03-17-2011
0 Kudos

Cap1 only report to Experian & TransUnion, what to do??

[ Edited ]

I opened an Cap1 secured card this March and Cap1 has only been reporting the card to Experian & TransUnion so far.

It's now almost the end of May, is there any chances that Equifax is slower than the other 2 in reporting new accounts?

is there anything i can do to ask Capital One to report to Equifax?


If they continue not to report, I have heard that you can send copies of statements to CRA and they would add it on your CR as well, does it work

Established Member
Posts: 48
Registered: ‎05-27-2011
0 Kudos

Re: Cap1 only report to Experian & TransUnion, what to do??

bump on this...


Im in the same boat except they dont seem to be reporting/updating to TU for me, EX EQ have been reported to with a $3 balance still at $0 for TU.  Anything I can do?

Sorry cant do paragraphs. Posting from an iPad, for some reason the return key doesn't work on Myfico forums.
Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
0 Kudos

Re: Cap1 only report to Experian & TransUnion, what to do??

Cap 1 usually takes 60 days to report new cardmember. So I say give EQ more time before calling them.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/ (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.