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Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Cap1 prequalify site-doesn't work

So I got pre-qualified offer in mail today from cap1 and went online to check out their site. The pre-qualified site said I have no pending offers. But I just got one in mail. Does this site work?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
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Re: Cap1 prequalify site-doesn't work

Don't they have a spot to enter your invitation code?

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Cap1 prequalify site-doesn't work

they may. I did the search by ssn last 4 digits. I'm not coming out of garden, ESP not for a triple pull cap1 card. I was just curious.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009
0

Re: Cap1 prequalify site-doesn't work

The mail offer and pre-qualifer are to different things. For the mail offer. Go on website and click under credit cards,then click respond to mail offer. The pre-qualifer page is not for mail offers. 

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013
Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
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Re: Cap1 prequalify site-doesn't work

ah. Thanks for clarification.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
eviLution
Posts: 706
Registered: ‎06-11-2012
0

Re: Cap1 prequalify site-doesn't work

The point he's trying to make is, shouldn't he get pre-qualified offers online since he's already getting a mail offer?


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Cap1 prequalify site-doesn't work


eviLution wrote:

The point he's trying to make is, shouldn't he get pre-qualified offers online since he's already getting a mail offer?


Yup. That's what I was getting at.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
0

Re: Cap1 prequalify site-doesn't work

Agreed, I think it further proves how much of a crapshoot most of the prequal sites are.  Also, I wasn't worried you were going to be wooed from the garden for a Cap1 triple pull

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009
0

Re: Cap1 prequalify site-doesn't work

I totally understood what you meant Duncarr but because I to have ran into this and learn it doesn't happen that way. Heck I have gotten mail offers and denied, but have gotten approved with pre-qualifers. It would make sense, but it just doesn't seem to be happening that way. I have read a ton of forums on this same subject with a lot of other cc companies. Sucks

 

BTW glad they didn't pull all my reports. They only pulled my Equifax. I keep seeing people post that.

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013
Contributor
RonDawg
Posts: 322
Registered: ‎10-19-2012
0

Re: Cap1 prequalify site-doesn't work


Duncanrr wrote:
So I got pre-qualified offer in mail today from cap1 and went online to check out their site. The pre-qualified site said I have no pending offers. But I just got one in mail. Does this site work?

Don't worry about it.. The site is only telling you that you don't want their card anyways lol

Also everytime I have ever checked it it has always told me to go fly a kite. They have hated me every since I told them to go fly a kite and closed my account lol

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CreditKarma score = 785, CreditSesame score = 773, Vantage = 903

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