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Cap1 prequalify site-doesn't work

Valued Contributor

Cap1 prequalify site-doesn't work

So I got pre-qualified offer in mail today from cap1 and went online to check out their site. The pre-qualified site said I have no pending offers. But I just got one in mail. Does this site work?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
12 REPLIES
Valued Contributor

Re: Cap1 prequalify site-doesn't work

Don't they have a spot to enter your invitation code?

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Valued Contributor

Re: Cap1 prequalify site-doesn't work

they may. I did the search by ssn last 4 digits. I'm not coming out of garden, ESP not for a triple pull cap1 card. I was just curious.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Frequent Contributor

Re: Cap1 prequalify site-doesn't work

The mail offer and pre-qualifer are to different things. For the mail offer. Go on website and click under credit cards,then click respond to mail offer. The pre-qualifer page is not for mail offers. 



MCU $1000 (open 5/2015) I Capital One $3750 (open 4/2012) I Discover IT $2000 (open May 2017)
Starting Score 07/2016: TU 619 I EX 631 I EQ 592 I
Current Score 05/2017: TU 658 I EX 666 I EQ 666 I
Goal Score: All scores between 670-700 by July 2017
Valued Contributor

Re: Cap1 prequalify site-doesn't work

ah. Thanks for clarification.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor

Re: Cap1 prequalify site-doesn't work

The point he's trying to make is, shouldn't he get pre-qualified offers online since he's already getting a mail offer?


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Valued Contributor

Re: Cap1 prequalify site-doesn't work


eviLution wrote:

The point he's trying to make is, shouldn't he get pre-qualified offers online since he's already getting a mail offer?


Yup. That's what I was getting at.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor

Re: Cap1 prequalify site-doesn't work

Agreed, I think it further proves how much of a crapshoot most of the prequal sites are.  Also, I wasn't worried you were going to be wooed from the garden for a Cap1 triple pull

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Frequent Contributor

Re: Cap1 prequalify site-doesn't work

I totally understood what you meant Duncarr but because I to have ran into this and learn it doesn't happen that way. Heck I have gotten mail offers and denied, but have gotten approved with pre-qualifers. It would make sense, but it just doesn't seem to be happening that way. I have read a ton of forums on this same subject with a lot of other cc companies. Sucks

 

BTW glad they didn't pull all my reports. They only pulled my Equifax. I keep seeing people post that.



MCU $1000 (open 5/2015) I Capital One $3750 (open 4/2012) I Discover IT $2000 (open May 2017)
Starting Score 07/2016: TU 619 I EX 631 I EQ 592 I
Current Score 05/2017: TU 658 I EX 666 I EQ 666 I
Goal Score: All scores between 670-700 by July 2017
Contributor

Re: Cap1 prequalify site-doesn't work


Duncanrr wrote:
So I got pre-qualified offer in mail today from cap1 and went online to check out their site. The pre-qualified site said I have no pending offers. But I just got one in mail. Does this site work?

Don't worry about it.. The site is only telling you that you don't want their card anyways lol

Also everytime I have ever checked it it has always told me to go fly a kite. They have hated me every since I told them to go fly a kite and closed my account lol

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903