cancel
Showing results for 
Search instead for 
Did you mean: 

Cap1's maximum exposure?

tag
masscredit
Valued Contributor

Cap1's maximum exposure?

Cap1's account consolidation feature has been popular when it works. There are some members here that have combined their limits to $50K+. I think this will be my path to a very high limit card. I'm going to try to keep combining every 6 months and then apply for 1-2 new cards to take their place. Combine and repeat.  I've never expected Cap1 cards to have $50K+ limits but it looks like that can happen. Does anyone know what their maximum exposure is?

 

 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 1 of 8
7 REPLIES 7
Broke_Triathlete
Valued Contributor

Re: Cap1's maximum exposure?

I'd be curious to this answer as well. I thought about opening another cap 1 card instead of a store card but I think I already have a high exposure with them.
Personal:

Business:


Message 2 of 8
willwar14
Valued Contributor

Re: Cap1's maximum exposure?

Its different for everyone, for example I believe FinStar has over 100k exposure with them while 12njoy has about 50k I think its what your income is + what your credit profile qualifies for.

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 3 of 8
Broke_Triathlete
Valued Contributor

Re: Cap1's maximum exposure?

Does anyone here have equal or greater their annual income in credit limits with Capital One? I'm about $10K short which would fit another Venture One in perfectly...haha.

Personal:

Business:


Message 4 of 8
Anonymous
Not applicable

Re: Cap1's maximum exposure?

Good question. Hopefully others will chime in.

SN: I'm not sure of there max exposure, but I know some folks got approved for Ventures with 30K SLs.
Message 5 of 8
Anonymous
Not applicable

Re: Cap1's maximum exposure?

You guys that are getting multiple Cap One CC's, once you get another one, how soon are you combining the accounts to a larger CL? 

Message 6 of 8
masscredit
Valued Contributor

Re: Cap1's maximum exposure?

The account has to be open for 6 months before you can combine them.

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 7 of 8
Anonymous
Not applicable

Re: Cap1's maximum exposure?

Oh okay thanks! Good to know.

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.