Hello, I have a Cap1(Formerly Orchard Bank) Platinum Mastercard with a $49 annual fee that I would like to upgrade. Do I have to upgrade to another Mastercard in order to keep my credit history or can I try for a Quicksilver Visa and still be ok(My credit score is in the 740 range now, as opposed to the mid 300's when I first got it.)? Also, what is the best strategy to get an upgrade?
Thanks,
Bret
Just call customer service & ask if there are any "offers for an upgrade"
Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687