12-17-2012 12:17 PM
My Furniture Row by Cap1 is paid off, but I talked with a representative yesterday and she told me that I won't get a January statement online
since I paid off my balance. Is this usual? To not get a statement or some document verifying I paid off the balance?
Only reason I'm asking is because I'm wondering when it's going to update on my CR's? It was at a 580 balance before the 4th, and
the statements usually cut at the 16th or 17th, which is today. Should I wait to see if they update?
From what she was telling me, it didn't sound they would be giving me anything to see that I've paid off the balance.
12-17-2012 12:24 PM
the last few months i had my cap1 every statement balance was zero, but it continued to update on my credit reports. got an online statement every month too.
12-17-2012 12:30 PM
It's not strange to not be sent a statement with a $0 balance, I'm just surprised you wouldn't get one with your final payment on it.
|Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)|
Starting total revolving credit: $1100 | Current total revolving credit: $7000
Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013
|AMEX Gold NPSL|
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
12-17-2012 12:38 PM
Well back last December, I see my statements were cutting on the 19th, and then mid year 2012 they started cutting the 15th or 16th, so I may just wait two more days and see if I receive a statement.
I'm really wanting to apply for a Chase Freedom offer I have and was wanting my zero balance to update on my report.
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