12-17-2012 12:17 PM
My Furniture Row by Cap1 is paid off, but I talked with a representative yesterday and she told me that I won't get a January statement online
since I paid off my balance. Is this usual? To not get a statement or some document verifying I paid off the balance?
Only reason I'm asking is because I'm wondering when it's going to update on my CR's? It was at a 580 balance before the 4th, and
the statements usually cut at the 16th or 17th, which is today. Should I wait to see if they update?
From what she was telling me, it didn't sound they would be giving me anything to see that I've paid off the balance.
12-17-2012 12:24 PM
the last few months i had my cap1 every statement balance was zero, but it continued to update on my credit reports. got an online statement every month too.
12-17-2012 12:30 PM
It's not strange to not be sent a statement with a $0 balance, I'm just surprised you wouldn't get one with your final payment on it.
Financed car @ 5.49% w/ DCU, Added DCU VIsa, Chase Freedom,
AMEX Gold and BCE, Lowe's
12-17-2012 12:38 PM
Well back last December, I see my statements were cutting on the 19th, and then mid year 2012 they started cutting the 15th or 16th, so I may just wait two more days and see if I receive a statement.
I'm really wanting to apply for a Chase Freedom offer I have and was wanting my zero balance to update on my report.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO