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New Contributor
Posts: 59
Registered: ‎06-28-2012
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Re: CapOne APRs

I'm at 24.9%
Established Contributor
Posts: 503
Registered: ‎03-06-2007
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Re: CapOne APRs

I'm at 17.9%.  They double mine when all the credit card companies were freakin' out!!  I don't really care because I don't use credit cards for the most part anymore unless I need new tires for my truck and get 0% interest.

Barclays US Air $15K| TTCU $15K| Chase Slate $10K| Citi Diamond $10.5K| AMEX BCE $10K| Discover IT $7500
Super Contributor
Posts: 5,278
Registered: ‎12-11-2011
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Re: CapOne APRs


CS800 wrote:

I have a regular platinum with no rewards with a $39 AF and my APR is 10.9%


Damn, thats a good APR. I wish mine was that low, but the offer they gave me was no AF ever, so I guess I can't hate on them too badly. 

;
Established Contributor
Posts: 503
Registered: ‎03-06-2007
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Re: CapOne APRs


jsucool76 wrote:

CS800 wrote:

I have a regular platinum with no rewards with a $39 AF and my APR is 10.9%


Damn, thats a good APR. I wish mine was that low, but the offer they gave me was no AF ever, so I guess I can't hate on them too badly. 


I agree.  I would never pay an AF.  

Barclays US Air $15K| TTCU $15K| Chase Slate $10K| Citi Diamond $10.5K| AMEX BCE $10K| Discover IT $7500
Super Contributor
Posts: 5,278
Registered: ‎12-11-2011
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Re: CapOne APRs


dallasjetfan wrote:

jsucool76 wrote:

CS800 wrote:

I have a regular platinum with no rewards with a $39 AF and my APR is 10.9%


Damn, thats a good APR. I wish mine was that low, but the offer they gave me was no AF ever, so I guess I can't hate on them too badly. 


I agree.  I would never pay an AF.  


I'd have no issue payin an AF for the Cap1 platinum if it had rewards, but it doesn't. If I had an amex or something with crazy rewards AF would be no problem, but I aint about to pay an AF just for the hell of it. Haha, That's why I was thrilled when I read my mail offer and it was like "No AF EVER...UNLIMITED POWAHHHHH!!!!" 

;
Established Contributor
Posts: 503
Registered: ‎03-06-2007
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Re: CapOne APRs

I don't use CC's much anymore so Rewards are not a big deal to me.

Barclays US Air $15K| TTCU $15K| Chase Slate $10K| Citi Diamond $10.5K| AMEX BCE $10K| Discover IT $7500
Super Contributor
Posts: 5,278
Registered: ‎12-11-2011
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Re: CapOne APRs


dallasjetfan wrote:

I don't use CC's much anymore so Rewards are not a big deal to me.


It's a great way to stay out of debt. I applaud you. I've been credit hungry since the moment I turned 18, first application midnight on my birthday. 

;
Established Contributor
Posts: 503
Registered: ‎03-06-2007
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Re: CapOne APRs


jsucool76 wrote:

dallasjetfan wrote:

I don't use CC's much anymore so Rewards are not a big deal to me.


It's a great way to stay out of debt. I applaud you. I've been credit hungry since the moment I turned 18, first application midnight on my birthday. 


I haven't always been so good with my debt so I finally decided to pay off my CC's last year.  I was tired of playing all the games and since I won't be buying a house anytime soon, my overall credit score is not my concern right now.  Having money in the bank is!!

Barclays US Air $15K| TTCU $15K| Chase Slate $10K| Citi Diamond $10.5K| AMEX BCE $10K| Discover IT $7500
Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
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Re: CapOne APRs

Mine is at 24.9%. Maybe I should call in and ask for some APR reduction. Then again I do plan on getting another Cap One card in the future.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: CapOne APRs

As long as you PIF, who cares what the APR is!  :smileyhappy:

 

You always win when you PIF. The only money you want them to make off you is the swipe fee...

Ray

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