CapOne CLI Question

JWest · ‎07-02-2015

Anyone have experience turning down a increase on a venture card in hopes of getting a bigger one?

Anonymous · ‎07-02-2015

@JWest wrote:
Anyone have experience turning down a increase on a venture card in hopes of getting a bigger one?

Several people here have done that. Not sure if they got bigger ones later on. Personally I'd take what they offer and wait fior the next time to ask for more.

morgacj2004 · ‎07-02-2015

I have had my Venture card 4 months and got a 2k increase today. I guess it would depend on how much CLI you are looking for? Dont get greedy though.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

UncleB · ‎07-02-2015

@JWest wrote:
Anyone have experience turning down a increase on a venture card in hopes of getting a bigger one?

I have read posts where folks have talked of doing this, specifically with the hopes of waiting a few weeks and trying again. The idea is by the time they try again their score will be a little higher (or Capital One will simply be feeling more generous).

Since I've been denied by the "Luv button" before because I hadn't waited long enough since the last increase, when I went for an increase on my new QS Visa I had already decided I would turn down anything less than a $1K increase in hopes of trying again in a few weeks for something better. They were in a good mood that day (I got $2K increase) so I didn't have to decline it.

So, if they offer you something ridiculous I would definitely not accept it. There's no point locking yourself out for a few months for a token increase that doesn't help anyway.