Hey DJ, like ive said before, just try to march past that negativity. I quite enjoy your questions or thoughts on different credit things. Thats the purpose of being able to post on what might be on your credit mind at the moment. Everyones experiences are different so its interesting to see how we can integrate any of those experiences to our own needs. I personally try to stick to the saying if you have nothing nice to say or at least constructive, no need to spew fire just to burn
Your story sounds a lot like mine. I too am stuck in perpetual CLI denial hell from Crapital 1. I just stopped chasing that parked car though. Their cards are not valuable enough to me to warrant my extra attention. I am going to cancel them as soon as my UTIL can take the hit. It sucks too because my QS1 is my oldest card.
I personally did not mean to come across any certain way, but I can see how reading what I wrote could come across as rude and that I know everything...which trust me I don't, but so wish I did....think of the POWER that could come with knowing everything muhahahaha