09-10-2012 03:37 PM
With a new and very generous credit line obtained just last week my CaoOne Platinum card days are numbered. Only a 750 CL.
I'm hoping however that the C1/HSBC merger completes quickly so that I can combine this low card with a HSBC (2000) trade line that I've had opened for several years. Does anyone think that I will actually be able to combine this builder with my other HSBC mid grade card and get an increase to 3k or so? Or should I go ahead and take it out back now and continue looking for credit with other banks? I have 6 revolving lines open now,
I've had this card just a bit over two years and the HSBC card for much longer so no chance in affecting AAoA. The 750 makes up only a minimal part of my overall CL utilization (now just a bit over 26k not including an AMEX NPSL account).
Any other good ideas for leveraging this card before I close it? I have a $28 balance so it could be closed at any time.
09-10-2012 03:42 PM
Yeah, call up and order all your statements going back to the day you opened your account and wa-la free scrap paper for the year!
09-10-2012 03:49 PM
Jlu wrote:Yeah, call up and order all your statements going back to the day you opened your account and wa-la free scrap paper for the year!
HAHAHAHAHAHAHAHA LMAO!!!! I see by your signature that we share many things (Wallet: Capital One Platinum Mastercard $750 ).
09-10-2012 03:52 PM
CreditEd wrote:
Jlu wrote:Yeah, call up and order all your statements going back to the day you opened your account and wa-la free scrap paper for the year!
HAHAHAHAHAHAHAHA LMAO!!!! I see by your signature that we share many things (Wallet: Capital One Platinum Mastercard $750 ).
Yeah mine has an execution date of 05/13 - I want the shredder to be the last thing I charge to the card, kind of like putting someone to death in the electric chair and sending their family the electric bill.
09-10-2012 03:54 PM
Jlu wrote:
CreditEd wrote:
Jlu wrote:Yeah, call up and order all your statements going back to the day you opened your account and wa-la free scrap paper for the year!
HAHAHAHAHAHAHAHA LMAO!!!! I see by your signature that we share many things (Wallet: Capital One Platinum Mastercard $750 ).
Yeah mine has an execution date of 05/13 - I want the shredder to be the last thing I charge to the card, kind of like putting someone to death in the electric chair and sending their family the electric bill.
no more Mr. Nice Guy
09-10-2012 04:08 PM
Jlu wrote:
CreditEd wrote:
Jlu wrote:Yeah, call up and order all your statements going back to the day you opened your account and wa-la free scrap paper for the year!
HAHAHAHAHAHAHAHA LMAO!!!! I see by your signature that we share many things (Wallet: Capital One Platinum Mastercard $750 ).
Yeah mine has an execution date of 05/13 - I want the shredder to be the last thing I charge to the card, kind of like putting someone to death in the electric chair and sending their family the electric bill.
Oh I like that one!
Starting Score: 50409-10-2012 04:21 PM
I don't know why I get such a kick out of people giving CapOne the axe.
09-10-2012 04:39 PM
I'm keeping my cap1 forever
They've been very nice to me.
That story would be entirely different if my card had an AF
09-10-2012 04:43 PM
They wouldn't be so bad if they would grow with their customers. They can literally start with someone with bad credit, take them from a secured card, to a low limit unsecured, high limit unsecured, then take them to a prime card with rewards, miles, etc. Then they can let their best customers (the ones with on time payments, low to non utilization) PC to other cards as the customer needs change. For pete sakes, what does it matter, they are already a customer in which they've extended credit to, so moving from one product to another shouldn't be a problem. Capital One is in prime position for this. Unfortunately they don't see this and "no hassles" is a complete hassle.
09-10-2012 04:45 PM
Razeus wrote:They wouldn't be so bad if they would grow with their customers. They can literally start with someone with bad credit, take them from a secured card, to a low limit unsecured, high limit unsecured, then take them to a prime card with rewards, miles, etc. Then they can let their best customers (the ones with on time payments, low to non utilization) PC to other cards as the customer needs change. For pete sakes, what does it matter, they are already a customer in which they've extended credit to, so moving from one product to another shouldn't be a problem. Capital One is in prime position for this. Unfortunately they don't see this and "no hassles" is a complete hassle.
Not gonna lie their "No Hassle Rewards" really are no hassle. xD And most of their CS is sometimes almost helpful, some of them are even very helpful sometimes
(A much rarer occasion though)

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