CapOne Upgrade

[visorboy1974]

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@ficofox wrote:

Congrats! I hope to be as fortunate soon.

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Thanks!

[clocktick]

Can you please share the number they gave you?

[Anonymous]

I finally got a chance to call in this morning at the number given on the invite and asked a bunch of questions...Basically you keep the terms and limit of your current card and they just upgrade your account to a VentureOne so you can earn miles. Same account, no credit pull, keep all your history...was hoping for a lower APR and a limit increase but my APR is already lower than their highest rate on a new app for a VentureOne so I still took the offer, will get my new card in 7-10 days and we will see if I get a siggy one or not, forgot to ask that question.

But I say if it's a free upgrade and no inquiry and no annual fee...there was no reason not to take it!

[MagicShot]

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@Anonymous wrote:

I finally got a chance to call in this morning at the number given on the invite and asked a bunch of questions...Basically you keep the terms and limit of your current card and they just upgrade your account to a VentureOne so you can earn miles. Same account, no credit pull, keep all your history...was hoping for a lower APR and a limit increase but my APR is already lower than their highest rate on a new app for a VentureOne so I still took the offer, will get my new card in 7-10 days and we will see if I get a siggy one or not, forgot to ask that question.

But I say if it's a free upgrade and no inquiry and no annual fee...there was no reason not to take it!

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Rewards are better than no rewards!

[LisaPA]

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@Anonymous wrote:

I finally got a chance to call in this morning at the number given on the invite and asked a bunch of questions...Basically you keep the terms and limit of your current card and they just upgrade your account to a VentureOne so you can earn miles. Same account, no credit pull, keep all your history...was hoping for a lower APR and a limit increase but my APR is already lower than their highest rate on a new app for a VentureOne so I still took the offer, will get my new card in 7-10 days and we will see if I get a siggy one or not, forgot to ask that question.

But I say if it's a free upgrade and no inquiry and no annual fee...there was no reason not to take it!

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I just did the upgrade as well, and I asked about a CLI. She said she recommends waiting until I get the new card, then requesting a CLI at activation. I took that to mean she didn't have the power to do it herself.

[MagicShot]

Did they pull your credit for the upgrade? I have a cap one but still an old builder card want upgrade it or get rid of it but holding because of age.

[LisaPA]

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@MagicShot wrote:
Did they pull your credit for the upgrade? I have a cap one but still an old builder card want upgrade it or get rid of it but holding because of age.

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This was by invitation and was specifically described in the letter as an upgrade. No credit pull. The CSR said it was a reward for being a good customer and because I didn't currently have any rewards on my card. The card started as a Credit Steps in 2008, so it's just the basic no-frills platinum. I imagine if you wanted to PC without the invitation they might do a hard pull.

[visorboy1974]

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@MagicShot wrote:

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@Anonymous wrote:

I finally got a chance to call in this morning at the number given on the invite and asked a bunch of questions...Basically you keep the terms and limit of your current card and they just upgrade your account to a VentureOne so you can earn miles. Same account, no credit pull, keep all your history...was hoping for a lower APR and a limit increase but my APR is already lower than their highest rate on a new app for a VentureOne so I still took the offer, will get my new card in 7-10 days and we will see if I get a siggy one or not, forgot to ask that question.

But I say if it's a free upgrade and no inquiry and no annual fee...there was no reason not to take it!

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Rewards are better than no rewards!

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+1