CapOne rebuilding card question

[elim]

If someone with a 590-600 score applies for Cap1 plat classic and is denied, will Cap1 counter with secured?? or will the secured card be another trip pull?

Prequal shows secured only.

[Anonymous]

---

@elim wrote:

If someone with a 590-600 score applies for Cap1 plat classic and is denied, will Cap1 counter with secured?? or will the secured card be another trip pull?

Prequal shows secured only.

---

Another pull -- You might call in and see if they will use that same app/HP's to consider a secured card.

[Anonymous]

With that score you might be able to get the journey student card . IMO It's The easiest unsecured card you can get from them .

[Anonymous]

When you apply for student card are you asked which educational institute you attend? How do they know you are a student?

[Anonymous]

They dont actually care.

[Anonymous]

---

@Anonymous wrote:
They dont actually care.

---

Good to know.

[elim]

sorry guys, long day at work.

thanks for all the feedback, i'll look into the student card and have her app for it, if she gets the D then she can try and recon for it or the secured with same pulls, worse case she can have the 6 inq's and handle some of them.

thanks again!

[coldnmn]

Before taking a triple pull for a secured Cap1 card that wont unsecure. I would suggest a SDFCU secured card no HP and reports to the credit bureaus. That doesn't unsecure but in my opinion a much better card.

https://www.sdfcu.org/emv-creditcards

[elim]

---

@coldnmn wrote:

Before taking a triple pull for a secured Cap1 card that wont unsecure. I would suggest a SDFCU secured card no HP and reports to the credit bureaus. That doesn't unsecure but in my opinion a much better card.

https://www.sdfcu.org/emv-creditcards

---

  so she joins the CU and applies for the CC with no pulls?

[elim]

---

@Anonymous wrote:
They dont actually care.

---

  so she can just put her last (short) stint of college classes and they don't check?: