10-05-2012 10:12 AM
To my surprise I checked my email this morning and had one from Cap 1 telling me that they increased my CL. I'm surprised by this because I have a secured card with them. O well thanks Cap 1....
10-05-2012 08:56 PM
It is a feature of their card. Works like the Credit Step. Based on reports and my experience, you only get 1 increase at 6 months, or none at all.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


