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I opened a capital one student visa cash rewards march of 2010 and I just got a notice that they will be increasing the APR from 22.9% to 23.9% I called and asked and they told me that 22.9% is a promotional offer. What a joke! I only use this card once a month and PIF but seriously what kind of a promotional offer is that? I've had the standard platinum mastercard since december of 2009 and no rate on that one. Capital One is a weird company
Insert "crappy" for "weird" and yes, I agree.
When I opened my Student Visa from Cap 1 on October, my APR is 24.9%. I don't have a promotional rate.
I find that quite amusing. I looked at my statment from them recently. well my current rate is 22.9 and if i were to be late on a payment the rate ma be increased to the pentalty apr of 23,15 percent. lol
That's nice for you. For me my penalty APR is 29.9%