Thanks, I thought it would be a great account to have. It is a little annoying having to wait two days if I would need any funds for any emergency out of my savings account.
If you have savings and checking with Cap1 360, you can transfer from savings to checking and withdraw with your ATM card immediately.
Thanks Simply827, I only have a savings account with Capital One 360. I have been writing to see if anyone knows whether the credit pull for the checking account is with one bureau or all 3. If it is only one I will go ahead and open one now. If it is all three then I do not think it will be worth opening.