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Capital One APR

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wacdenney
Valued Contributor

Re: Capital One APR

Both my Cap 1 cards are at 18.9% also...

Message 11 of 13
indiolatino61
Valued Contributor

Re: Capital One APR


@sglov wrote:

Hi Everyone,

I was hoping I could get some insight into what you have for APR's with Capital One, and if it's an introductory APR, limited time, or permament?

 

I ask because I did a live chat with a rep who said my APR was already "very low and very few customers get this low rate" - its 10.9%

 

He then informed me that a Supervisor will review my account and get back to me.

 

What have your experiences been?

 

Sarah


IMO, 10.9% is quite low for any lender, but especially for Cap1. 

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Message 12 of 13
_jb_
Frequent Contributor

Re: Capital One APR

My Platinum was at 9.9% for most of 2013 (promo - thank you EO), and it is now at 13.9%. Like others have said - no big deal, as I always PIF.



Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17
Message 13 of 13
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