Capital One App Question

jakeg1086 · ‎06-06-2014

Applied for the Cap 1 Quicksilver online and recieved the "You'll receive our decision in the mail in 7-10 days" message. Does that mean they're reviewing it manually? Would you guys recommend calling a CSR or one of the backdoor numbers to find out the status? Thanks in advance for any guidance!

Starting Score: 525
Current Score: 628
Goal Score: 650

Take the myFICO Fitness Challenge

GoodCredBen · ‎06-06-2014

I would call the backdoor number......

I have a fraud alert on my report.... and they refuse to update it with my number since apparantly the fraud alert has no number on it... so one of my cap 1 cards is stuck at 500$ and the other is moving up happily lmao

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.

jakeg1086 · ‎06-06-2014

Thanks! Called them and was told it is in "Pending" status. Guess I'll keep my fingers crossed and and keep an eye out for the mail.

Starting Score: 525
Current Score: 628
Goal Score: 650

Take the myFICO Fitness Challenge

GoodCredBen · ‎06-06-2014

usually there is a faster decision with cap1.... probably has to go through their underwriters or something.... thats where mine is at right now, but thats also because i had a fraud alert on my credit report.

key word was "Had"

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.