You have to have a Amex Biz card to get Amex LOC right? I can not get Amex Biz Card due to the fact I have Oasis Card with them. It is probably several months or years before I would get Amex Biz Card. I have to look for other places for BLOC. I have applied for Sams BLOC. I got 7-10 day message. I have to wait and see. I am opening a Branch in NJ for my business and that would help my chances of getting BLOC with Citi. Right now Citi would not consider as they dont have branches in NH where my business is incorporated. Well hopefully in the next few months things should get sorted out.