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The 18 months is nice. Maybe I'll get a BT offer from them soon.
ha ha. I wish. I would be really really happy. Heck, I would need another CLI if that were the case!
I got the 0% for 12 mos. offer. Trying to get the limit on my QS-VS from $5K up to at least $10K so I can take advantage of it. Sent an email to the EO this morning.
I'm getting 18 months 0% with a 2% fee... pretty darn good. I may take them up on it once I close on my new house next month, for renovations. If I use a 2% cashback card like my Arrival to pay for the goods and then do a balance transfer then I'm basically getting 18 months 0% for free.
Looking tonight, I have these offers to do BTs with Cap 1 -
Pay the same variable 14.9% APR for balance transfers as you do for card purchases. Pay no fee with this offer.
Pay the same variable 19.9% APR for balance transfers as you do for card purchases. Pay no fee with this offer.
They are the standard offers. There are sometimes no interest promotions with a 3% BT fee. I've used the above once in awhile. Comes in handy if I just need to float something from one card to another for an extra month and not pay any interest.