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Frequent Contributor
CreditJim
Posts: 293
Registered: ‎09-17-2012
0

Re: Capital One CEO not doing CLI

I also requested a CLI on an older card I have. That one was $300 for about 5 years, increased to $2k at the same time 6 months ago. I asked for $10k for that one, but only got a $1k increase to $3k. I suspect it may be because that one has a 30 day late just over 2 years ago, and some 90 day lates from a few years ago that they kindly deleted for me. It also has a low APR, 5.9%, so perhaps they don't want me carrying a balance on that card. I just tried the online chat, and managed to have it upgraded to the Quicksilver with no annual fee, so it's still a good result for a card with a dubious history that was $300 6 months ago. And $11k in extra credit from Capital One in one day for a soft pull isn't bad!

Barclays Arrival Plus WEMC $17.2k | Citi Executive AA WEMC $15k | Quicksilver WMC 15k | SWACU Visa $15k | Amex Business Platinum | Amex PRG | Amex SPG $3.5k | Spark Visa $8k | Chase BA Visa Sig $7.5k | Chase Freedom $4.5k | Citi AA WMC $2k | VentureOne WMC $5k | Lowe's Store $17k | Walmart Store $3300 | Amazon Store $2500 | J Crew $3350
Frequent Contributor
sarkell
Posts: 345
Registered: ‎02-27-2013
0

Re: Capital One CEO not doing CLI

Good to know for future looks like one of the cards getting cancelled this fall. Oh well at least I received $2500 in cli
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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New Contributor
lawless05
Posts: 69
Registered: ‎09-13-2012
0

Re: Capital One CEO not doing CLI


LawStudentCivilis wrote:

lawless05 wrote:

I just email EO about two days ago and the next day I got call back about my Best Buy card that open about 2 months again. It opened with a 300 limit and a 59 annual fee . I felt cheated but I had just open about 5 other cards so I let it age my two and then shot them a email stating that I have been with there company for 6 years and never missed a payment and this limit was a joke(not in those words but...) I got a call the next day  and the nice lady told me that they would return my annual fee I just paid but I would have to wait till the account was 3 months old before they could do a SP CLI and to call back on JULY 15. She said to call her back nothing about online for any thing. Might just depend on the tone of the emails and complains. Good luck all.


Hi lawless, the tone of my email was professional, thanks.

 

It's interesting you were told you were not allowed to do a  SP CLI, when I received one and my card was only a little over  a month old. Again, I do believe EO is trying to slowly transition out as I previously stated.  Or atleast redirect customer traffic.


Thank you. I know what its like to open nasty emails. Some people forget that CLI and no annual fee are a privilege not a right.  Plus you get more bees with honey than  with vinegar :smileyhappy:


Starting Score: FICO EX 580ish (JAN 2008)
Current Score: Walmart TU695 USAA EX 682 CK 657 CS 687(June 2013)
Goal Score: 740+

Last APP 4/9/13 Current Wallet: Discover It 6,000 NFCU Cash Rewards 10,000 Chase Sapphire 5,000 Wal-Mart 3,000 BoA Travel Rewards 2,500 Paypal Extras MC 2,000Capital One Platinum 1,750 USAA secured 850
Valued Contributor
wHiTeSoL
Posts: 1,049
Registered: ‎07-09-2013
0

Re: Capital One CEO not doing CLI

I got CLI on both my cards from 500-->1000 through the automated system over the phone (the number on the back of the card). Should I have not accepted it?


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Frequent Contributor
joshuapd1987
Posts: 283
Registered: ‎08-08-2011
0

Re: Capital One CEO not doing CLI

This thread blows my mind.

 

I mean - it was bound to happen if people kept e-mailing/calling without going through the proper channels first...

 

The EO rep I had a few weeks ago was WONDERFUL... 3x Cli and miles on my card... and he said to make sure I call him back directly in 6 months for the CLI.

 

myjourney - If you're purusing this thread... don't you say you always go the EO route, too?

 

I'm scared what this means for us. The world is changing too fast...

MyFICO Scores: 724 (EX 07/06) | 688 (EQ 07/06) | 681 (TU 07/06)| Gardening until... Sept 2014? | Last escape: July 10, 2014 | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Amex Delta Reserve 12,900 | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Capital One Quicksilver 2,500
Community Leader
Senior Contributor
myjourney
Posts: 25,589
Registered: ‎02-07-2013
0

Re: Capital One CEO not doing CLI


joshuapd1987 wrote:

This thread blows my mind.

 

I mean - it was bound to happen if people kept e-mailing/calling without going through the proper channels first...

 

The EO rep I had a few weeks ago was WONDERFUL... 3x Cli and miles on my card... and he said to make sure I call him back directly in 6 months for the CLI.

 

myjourney - If you're purusing this thread... don't you say you always go the EO route, too?

 

I'm scared what this means for us. The world is changing too fast...


I sure do and will attempt again in a month....so I'm clearly reading this thread for hints and tips

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Frequent Contributor
joshuapd1987
Posts: 283
Registered: ‎08-08-2011
0

Re: Capital One CEO not doing CLI


myjourney wrote:

joshuapd1987 wrote:

This thread blows my mind.

 

I mean - it was bound to happen if people kept e-mailing/calling without going through the proper channels first...

 

The EO rep I had a few weeks ago was WONDERFUL... 3x Cli and miles on my card... and he said to make sure I call him back directly in 6 months for the CLI.

 

myjourney - If you're purusing this thread... don't you say you always go the EO route, too?

 

I'm scared what this means for us. The world is changing too fast...


I sure do and will attempt again in a month....so I'm clearly reading this thread for hints and tips


Totally. Can you update us with how that goes and let us know if you get shot down?

MyFICO Scores: 724 (EX 07/06) | 688 (EQ 07/06) | 681 (TU 07/06)| Gardening until... Sept 2014? | Last escape: July 10, 2014 | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Amex Delta Reserve 12,900 | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Capital One Quicksilver 2,500
New Contributor
GatorGuy
Posts: 351
Registered: ‎06-02-2013
0

Re: Capital One CEO not doing CLI

I think this just means that Cap1 wants to get away from having to give out a CLI to anyone who gets smart enough to email the EO. They should have a policy in place and stick to it. I think they are actually implementing a decent system. I got a $5k increase from the online route after getting a $5k increase 8 months before that from the EO.

If women didn't exist, all the money in the world would have no meaning. -- Aristotle
Starting Score: 777
Current Score:  761
Goal Score:      800
Senior Contributor
Ron1
Posts: 4,823
Registered: ‎05-23-2009
0

Re: Capital One CEO not doing CLI

I just requested a CLI online for my Cash Rewards Visa. It gave me 7-10 days message.  It didn't tell my account was not eligible for limit increase. Hopefully, they will give me a CLI.

 

 

Ron.

Community Leader
Senior Contributor
myjourney
Posts: 25,589
Registered: ‎02-07-2013
0

Re: Capital One CEO not doing CLI


joshuapd1987 wrote:

myjourney wrote:

joshuapd1987 wrote:

This thread blows my mind.

 

I mean - it was bound to happen if people kept e-mailing/calling without going through the proper channels first...

 

The EO rep I had a few weeks ago was WONDERFUL... 3x Cli and miles on my card... and he said to make sure I call him back directly in 6 months for the CLI.

 

myjourney - If you're purusing this thread... don't you say you always go the EO route, too?

 

I'm scared what this means for us. The world is changing too fast...


I sure do and will attempt again in a month....so I'm clearly reading this thread for hints and tips


Totally. Can you update us with how that goes and let us know if you get shot down?


You know I will :smileywink:

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13

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