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Capital One CLI -- Now is the time to ask

Contributor

Capital One CLI -- Now is the time to ask

Yesterday afternoon I contacted the Executive Office to request a credit line increase. I've had my card, which started with a $500 CL, for exactly one year. At about six months, I was given a $250 CLI. Yesterday I requested a $2,000 CLI. Although I only received a $1,250 increase, my total CL is now $2,000. Some of you who have had your cards two or three years without an increase, would probably be eligible for more. Although my scores are pretty good, I still have a (paid) state tax lien reporting with the credit bureaus and a (paid) CO with HSBC.

 

I spoke to a very nice gentleman who asked questions about my income, but not too much else.  Now is the time...



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
Message 1 of 35
34 REPLIES
Valued Contributor

Re: Capital One CLI -- Now is the time to ask

they raised the limits on both of my cards (500 & 750) to 2k yesterday also

 

one of them was open two years and the other one just a little over a year  

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 2 of 35
Highlighted
Contributor

Re: Capital One CLI -- Now is the time to ask

Congrats!



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
Message 3 of 35
Established Contributor

Re: Capital One CLI -- Now is the time to ask

I had a call today from their executive office dept after i emailed them yesterday and he said he will submit my request to an underwriter and should soon hear back from him.... Very nice guy ...he said my credit will be pulled...now my question was, would this be a hard pull?


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 4 of 35
Contributor

Re: Capital One CLI -- Now is the time to ask

No, it was a soft.



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
Message 5 of 35
Established Member

Re: Capital One CLI -- Now is the time to ask

Congrats on the cli. 

 

Can you share the number you called please.

EQ 1/21/12 - 672 (FICO purchased from equifax.com)
TU 1/5/12 - 704 (FICO from walmart)
EX 1/21/12 - 715 (FAKO from experian.com)

EX FAKO from Credit Sesame 1/3/12 - 707
TU FAKO from Credit Karma 1/21/12 - 667

Amex Zync(NPSL) - Barclay Apple Visa($1200) - Citi Plat Select MC($1000) - Chase Amazon Visa($500) - Best Buy MC($600) - Cap One Plat MC($300) - Walmart Store Card($700)
Message 6 of 35
Established Contributor

Re: Capital One CLI -- Now is the time to ask

Congrats

Message 7 of 35
Regular Contributor

Re: Capital One CLI -- Now is the time to ask

Can someone PM the phone number for the Cap1 executive office?  Thanks!!

Message 8 of 35
Regular Contributor

Re: Capital One CLI -- Now is the time to ask

Congrats!!

Message 9 of 35
Valued Contributor

Re: Capital One CLI -- Now is the time to ask

What is the phone number?

Message 10 of 35