09-27-2012 09:08 AM
Yesterday afternoon I contacted the Executive Office to request a credit line increase. I've had my card, which started with a $500 CL, for exactly one year. At about six months, I was given a $250 CLI. Yesterday I requested a $2,000 CLI. Although I only received a $1,250 increase, my total CL is now $2,000. Some of you who have had your cards two or three years without an increase, would probably be eligible for more. Although my scores are pretty good, I still have a (paid) state tax lien reporting with the credit bureaus and a (paid) CO with HSBC.
I spoke to a very nice gentleman who asked questions about my income, but not too much else. Now is the time...
09-27-2012 09:16 AM
they raised the limits on both of my cards (500 & 750) to 2k yesterday also
one of them was open two years and the other one just a little over a year
09-27-2012 09:17 AM
09-27-2012 09:22 AM
I had a call today from their executive office dept after i emailed them yesterday and he said he will submit my request to an underwriter and should soon hear back from him.... Very nice guy ...he said my credit will be pulled...now my question was, would this be a hard pull?
09-27-2012 09:30 AM
No, it was a soft.
09-27-2012 09:34 AM
Congrats on the cli.
Can you share the number you called please.
09-27-2012 09:42 AM
What is the phone number?
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.