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Capital One CLI -- Now is the time to ask

Established Member

Re: Capital One CLI -- Now is the time to ask

I'd like the email as well, it seems like they've been more generous lately. 

Fico score: TU: 684 Date 8/8/2012 EQ : 647 Date 8/25/2012
EX: 651 Date 7/21/2012
Wallet: CAP one: 300 // AMEX Zync: 500
Garden since 8/18/12
Goal: 750 across the board

Message 11 of 35
Highlighted
Frequent Contributor

Re: Capital One CLI -- Now is the time to ask

Someone inbox me the # . Thanks

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 12 of 35
Senior Contributor

Re: Capital One CLI -- Now is the time to ask


Education44 wrote:

Yesterday afternoon I contacted the Executive Office to request a credit line increase. I've had my card, which started with a $500 CL, for exactly one year. At about six months, I was given a $250 CLI. Yesterday I requested a $2,000 CLI. Although I only received a $1,250 increase, my total CL is now $2,000. Some of you who have had your cards two or three years without an increase, would probably be eligible for more. Although my scores are pretty good, I still have a (paid) state tax lien reporting with the credit bureaus and a (paid) CO with HSBC.

 

I spoke to a very nice gentleman who asked questions about my income, but not too much else.  Now is the time...


Why do you think it is time for everyone else to request CLI, just because it is time for you?

Message 13 of 35
Established Contributor

Re: Capital One CLI -- Now is the time to ask


Wolf3 wrote:

Education44 wrote:

Yesterday afternoon I contacted the Executive Office to request a credit line increase. I've had my card, which started with a $500 CL, for exactly one year. At about six months, I was given a $250 CLI. Yesterday I requested a $2,000 CLI. Although I only received a $1,250 increase, my total CL is now $2,000. Some of you who have had your cards two or three years without an increase, would probably be eligible for more. Although my scores are pretty good, I still have a (paid) state tax lien reporting with the credit bureaus and a (paid) CO with HSBC.

 

I spoke to a very nice gentleman who asked questions about my income, but not too much else.  Now is the time...


Why do you think it is time for everyone else to request CLI, just because it is time for you?


Capital one rarely gives out increases.... i also think now is the time to ask for one


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 14 of 35
Contributor

Re: Capital One CLI -- Now is the time to ask

Wow! I was just suggesting that those of us who have desperately been trying to get an increase, might try now. Forgive me for trying to help others.

P.S. For those who requested the telephone number for the Executive Office, please check your messages.



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
Message 15 of 35
Frequent Contributor

Re: Capital One CLI -- Now is the time to ask

May I please have the number too Smiley Happy Thanks!

Message 16 of 35
Senior Contributor

Re: Capital One CLI -- Now is the time to ask

Thanks for the tip edu44!!!

 

I appreciate your kindness and suggestion!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 17 of 35
Regular Contributor

Re: Capital One CLI -- Now is the time to ask

can you please inbox me the number too? Or is this just a regular call to the numbers listed above?

Message 18 of 35
Senior Contributor

Re: Capital One CLI -- Now is the time to ask


Education44 wrote:

Wow! I was just suggesting that those of us who have desperately been trying to get an increase, might try now. Forgive me for trying to help others.

P.S. For those who requested the telephone number for the Executive Office, please check your messages.


You talked to the Executive office,    Did they say anything to indicate that Capital One was being more lenient than the past?   Rather than just that your situaltion warranted it?     Inquiring minds want to know.   

 

Message 19 of 35
Contributor

Re: Capital One CLI -- Now is the time to ask

Education 44 , could you send me PM with a phone number , please ?

Thanks for sharing !

AMEX BCE 10K; BARCLAYS REWARDS 10K; CITI ANYWHERE 8K; DISCOVER 7,5K;CAP ONE VENTURE 9K;MERRICK BANK 2,3K; MACY'S 1,2K; WALMART-SYNCRONY 450$.
BK7 DISCHARGED IN 2011. FICO 8 NOW IN LOW 700S.
Message 20 of 35