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Established Member
Iamvee
Posts: 16
Registered: ‎07-10-2012

Re: Capital One CLI -- Now is the time to ask

I'd like the email as well, it seems like they've been more generous lately. 

Fico score: TU: 684 Date 8/8/2012 EQ : 647 Date 8/25/2012
EX: 651 Date 7/21/2012
Wallet: CAP one: 300 // AMEX Zync: 500
Garden since 8/18/12
Goal: 750 across the board

Frequent Contributor
Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011

Re: Capital One CLI -- Now is the time to ask

Someone inbox me the # . Thanks

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: Capital One CLI -- Now is the time to ask


Education44 wrote:

Yesterday afternoon I contacted the Executive Office to request a credit line increase. I've had my card, which started with a $500 CL, for exactly one year. At about six months, I was given a $250 CLI. Yesterday I requested a $2,000 CLI. Although I only received a $1,250 increase, my total CL is now $2,000. Some of you who have had your cards two or three years without an increase, would probably be eligible for more. Although my scores are pretty good, I still have a (paid) state tax lien reporting with the credit bureaus and a (paid) CO with HSBC.

 

I spoke to a very nice gentleman who asked questions about my income, but not too much else.  Now is the time...


Why do you think it is time for everyone else to request CLI, just because it is time for you?

Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012

Re: Capital One CLI -- Now is the time to ask


Wolf3 wrote:

Education44 wrote:

Yesterday afternoon I contacted the Executive Office to request a credit line increase. I've had my card, which started with a $500 CL, for exactly one year. At about six months, I was given a $250 CLI. Yesterday I requested a $2,000 CLI. Although I only received a $1,250 increase, my total CL is now $2,000. Some of you who have had your cards two or three years without an increase, would probably be eligible for more. Although my scores are pretty good, I still have a (paid) state tax lien reporting with the credit bureaus and a (paid) CO with HSBC.

 

I spoke to a very nice gentleman who asked questions about my income, but not too much else.  Now is the time...


Why do you think it is time for everyone else to request CLI, just because it is time for you?


Capital one rarely gives out increases.... i also think now is the time to ask for one


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



New Contributor
Education44
Posts: 64
Registered: ‎02-24-2012

Re: Capital One CLI -- Now is the time to ask

Wow! I was just suggesting that those of us who have desperately been trying to get an increase, might try now. Forgive me for trying to help others.

P.S. For those who requested the telephone number for the Executive Office, please check your messages.



Starting Score 2/10/12: FICO TU 576, FICO EQ 582, EX PLUS 597
Current Score: MYFICO TU 718, MYFICO EQ 710, EX FAKO 726
Goal Score: 760


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Frequent Contributor
jdirilo
Posts: 331
Registered: ‎08-27-2012

Re: Capital One CLI -- Now is the time to ask

May I please have the number too :smileyhappy: Thanks!

Senior Contributor
youngandcreditwrthy
Posts: 5,994
Registered: ‎08-16-2012

Re: Capital One CLI -- Now is the time to ask

Thanks for the tip edu44!!!

 

I appreciate your kindness and suggestion!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Settemio
Posts: 220
Registered: ‎01-08-2011

Re: Capital One CLI -- Now is the time to ask

can you please inbox me the number too? Or is this just a regular call to the numbers listed above?

Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: Capital One CLI -- Now is the time to ask


Education44 wrote:

Wow! I was just suggesting that those of us who have desperately been trying to get an increase, might try now. Forgive me for trying to help others.

P.S. For those who requested the telephone number for the Executive Office, please check your messages.


You talked to the Executive office,    Did they say anything to indicate that Capital One was being more lenient than the past?   Rather than just that your situaltion warranted it?     Inquiring minds want to know.   

 

Contributor
Tristate
Posts: 82
Registered: ‎06-02-2012

Re: Capital One CLI -- Now is the time to ask

Education 44 , could you send me PM with a phone number , please ?

Thanks for sharing !


Starting Score: FICO EQ-660 TU-658 07/2012
Current Score: FICO EQ-680, Walmart TU-640
Goal Score: FICO 700


In my wallet : Cap1Quick Silver-$1250,Barclaycard MC-$6000 , Merrick-$1700,Walmart-$250.



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