Ok the news is too good not to share, but I decided to combine the above card with my other Cap1 cc which had a limit of $1750. Called back door # to combine, VERY NICE CSR said, sure we can combine them. But let me raise the limit $500 first, I said ok, we looked at the interest rates and decided to keep the card with the lower APR at 10.86%. So now my credit limit is drum roll please.... $6k!! I am so happy!!! I went from a $500 cl to 6k in less than 5months. Thank you Fico forum!! I am sure Chase will see that in a few months and hopefully follow suit!