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Established Member
halle101
Posts: 39
Registered: ‎04-22-2011
0

Re: Capital One CLI for Secured Cards

Thank you all for the responses....:smileyhappy: I just wish it didn't take so long for them to post the deposit's when you make one, maybe it's because the card is fairly new. I made an deposit last week, but Capital One stated that it takes up to 10 days to post to my account:smileysad:

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Capital One CLI for Secured Cards


halle101 wrote:

Thank you all for the responses....:smileyhappy: I just wish it didn't take so long for them to post the deposit's when you make one, maybe it's because the card is fairly new. I made an deposit last week, but Capital One stated that it takes up to 10 days to post to my account:smileysad:


Yea it takes about 10 days for them to apply it. I went from $200 to $1,200 in 2 months i plan on giving them $500 every month til i reach $3,000




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Contributor
New2score
Posts: 129
Registered: ‎03-24-2011
0

Re: Capital One CLI for Secured Cards

Yea but then again It doesn't matter because cap1 doesn't report their CL. I brought my 200 to 600 but I was thinking i should just stay with this six months then apply at m credit unions.
My Wallet:

Amex Zync - NPSL
Capital one - Secured $600 (soon to be axed)
Discover More - $1000

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Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Capital One CLI for Secured Cards


New2score wrote:
Yea but then again It doesn't matter because cap1 doesn't report their CL. I brought my 200 to 600 but I was thinking i should just stay with this six months then apply at m credit unions.

This is not true, Cap 1 on all 3 CR's have reported my CL.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
Wolf3
Posts: 3,197
Registered: ‎01-24-2010
0

Re: Capital One CLI for Secured Cards

It always takes about 10 days to increase CL after deposit, not just new.      And they are reported on CR.    

 

 

 

Contributor
New2score
Posts: 129
Registered: ‎03-24-2011
0

Re: Capital One CLI for Secured Cards

Lol my bad I thought they didn't ..
My Wallet:

Amex Zync - NPSL
Capital one - Secured $600 (soon to be axed)
Discover More - $1000

Take the FICO Fitness Challenge
Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011
0

Re: Capital One CLI for Secured Cards

its been 13 months for me with perfect PIF payment history...no CLI...sucks.

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Frequent Contributor
xlr8d
Posts: 306
Registered: ‎01-12-2011
0

Re: Capital One CLI for Secured Cards

Like most people that reported a 6 mo CLI, I to also got one at 6 mo.  After a year I'd probably apply for a diff card cause it does not graduate.


Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700


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Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011
0

Re: Capital One CLI for Secured Cards

then i apply for a new card and they give me a $500 limit, which is exactly what I have with my secured...i'm just going to wait it out the little bit I  have left before my credit jumps up to a better status and go for the AMEX and other cards with big limits.

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12

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