Capital One CLI for Secured Cards

[Anonymous]

Thank you all for the responses.... I just wish it didn't take so long for them to post the deposit's when you make one, maybe it's because the card is fairly new. I made an deposit last week, but Capital One stated that it takes up to 10 days to post to my account

[LS2982]

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@Anonymous wrote:

Thank you all for the responses.... I just wish it didn't take so long for them to post the deposit's when you make one, maybe it's because the card is fairly new. I made an deposit last week, but Capital One stated that it takes up to 10 days to post to my account

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Yea it takes about 10 days for them to apply it. I went from $200 to $1,200 in 2 months i plan on giving them $500 every month til i reach $3,000

[Anonymous]

Yea but then again It doesn't matter because cap1 doesn't report their CL. I brought my 200 to 600 but I was thinking i should just stay with this six months then apply at m credit unions.

[LS2982]

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@Anonymous wrote:
Yea but then again It doesn't matter because cap1 doesn't report their CL. I brought my 200 to 600 but I was thinking i should just stay with this six months then apply at m credit unions.

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This is not true, Cap 1 on all 3 CR's have reported my CL.

[Wolf3]

It always takes about 10 days to increase CL after deposit, not just new.      And they are reported on CR.    

[Anonymous]

Lol my bad I thought they didn't ..

[FicoTron]

its been 13 months for me with perfect PIF payment history...no CLI...sucks.

[xlr8d]

Like most people that reported a 6 mo CLI, I to also got one at 6 mo.  After a year I'd probably apply for a diff card cause it does not graduate.

[FicoTron]

then i apply for a new card and they give me a $500 limit, which is exactly what I have with my secured...i'm just going to wait it out the little bit I  have left before my credit jumps up to a better status and go for the AMEX and other cards with big limits.