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Established Member
Posts: 39
Registered: ‎04-22-2011
0

Re: Capital One CLI for Secured Cards

Thank you all for the responses....Smiley Happy I just wish it didn't take so long for them to post the deposit's when you make one, maybe it's because the card is fairly new. I made an deposit last week, but Capital One stated that it takes up to 10 days to post to my accountSmiley Sad

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Capital One CLI for Secured Cards


halle101 wrote:

Thank you all for the responses....Smiley Happy I just wish it didn't take so long for them to post the deposit's when you make one, maybe it's because the card is fairly new. I made an deposit last week, but Capital One stated that it takes up to 10 days to post to my accountSmiley Sad


Yea it takes about 10 days for them to apply it. I went from $200 to $1,200 in 2 months i plan on giving them $500 every month til i reach $3,000




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Contributor
Posts: 129
Registered: ‎03-24-2011
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Re: Capital One CLI for Secured Cards

Yea but then again It doesn't matter because cap1 doesn't report their CL. I brought my 200 to 600 but I was thinking i should just stay with this six months then apply at m credit unions.
My Wallet:

Amex Zync - NPSL
Capital one - Secured $600 (soon to be axed)
Discover More - $1000

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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Capital One CLI for Secured Cards


New2score wrote:
Yea but then again It doesn't matter because cap1 doesn't report their CL. I brought my 200 to 600 but I was thinking i should just stay with this six months then apply at m credit unions.

This is not true, Cap 1 on all 3 CR's have reported my CL.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
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Re: Capital One CLI for Secured Cards

It always takes about 10 days to increase CL after deposit, not just new.      And they are reported on CR.    

 

 

 

Contributor
Posts: 129
Registered: ‎03-24-2011
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Re: Capital One CLI for Secured Cards

Lol my bad I thought they didn't ..
My Wallet:

Amex Zync - NPSL
Capital one - Secured $600 (soon to be axed)
Discover More - $1000

Take the FICO Fitness Challenge
Established Contributor
Posts: 513
Registered: ‎01-27-2011
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Re: Capital One CLI for Secured Cards

its been 13 months for me with perfect PIF payment history...no CLI...sucks.

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Frequent Contributor
Posts: 306
Registered: ‎01-12-2011
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Re: Capital One CLI for Secured Cards

Like most people that reported a 6 mo CLI, I to also got one at 6 mo.  After a year I'd probably apply for a diff card cause it does not graduate.


Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700


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Established Contributor
Posts: 513
Registered: ‎01-27-2011
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Re: Capital One CLI for Secured Cards

then i apply for a new card and they give me a $500 limit, which is exactly what I have with my secured...i'm just going to wait it out the little bit I  have left before my credit jumps up to a better status and go for the AMEX and other cards with big limits.

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
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