08-10-2012 04:46 PM
08-14-2012 03:33 PM
Well, here's an update ...
I called HouseHold Bank (I think they are now HSBC, which was just bought by Captial One).
They did a quick review, I suppose it includes a soft pull, and came back with.... drum roll.... a $200 CLI and removed the annual fee! Wowee.
Called Capital One (thanks to jsucool76 for exec ph#)... can't do a product change, but they waived fee and put in request for a large CLI plus adding a rewards program. They will get back to me in a couple of days with results.
I am curious to hear what they come back with, but I think that I will reply to that Discover offer and then close both these accounts.
08-14-2012 07:58 PM
The executive office seems very helpful. When I had my issue with them the woman literally pulled up my account and told me everything I needed to know in maybe 2 minutes. When I speak with a regular CSR there is like a 5-10 minute wait between me giving them my information and them actually being able to even begin to address my problem. Only time that was different was when I called the transaction department when my card got declined. No automated machine, just an immediate answer.
Best of luck, I'm sure they'll come through for you. Keep us updated!!
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