In the beginning of April, I received a BT offer from Capital One that read, in part, "Simply use the BLUE Select Checks... and you'll enjoy a low FIXED 0% APR for the life of the transferred balances. Your APR won't change on the balances you transfer - no matter what.
...
"HOW YOUR ACTIONS COULD AFFECT YOUR APR
"Your 0% APR is FIXED for the life of the balance. It will never change"
Then, yesterday, I received a letter that says that "...the offer contained an error.... The offer with respect to the blue checks was incorrect and should have stated a 0% APR for 6 months. After six months, this balance will be subject to the same rate applied to your purchases."
WHAT? From "your APR will NEVER change" to "it will go up in 6 months" is NOT "an error!" They just decided they can't offer 0% APR for life, but didn't want to say that, so they invalidated all the blue checks!
My CL is only $750, so I couldn't have done very much myself, but how they called it "an error" just makes me mad!
Oh, and the transfer fee was capped at $50 (it still is).
Message Edited by Mike14 on 04-17-2009 09:34 PM
