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Capital One Card Consolidation

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Creditwiser
Valued Contributor

Re: Capital One Combining Limits By End of Year

LOL, I need to think on it for a bit, probably though. Smiley Wink

NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 14K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5k |
Message 151 of 2,133
Anonymous
Not applicable

Re: Capital One Combining Limits By End of Year


@Creditwiser wrote:

I have it under "Services"   It says " Request account combination"


Oh, crap.

Message 152 of 2,133
msbia
Established Contributor

Re: Capital One Combining Limits By End of Year


@Anonymous wrote:

@msbia wrote:

@Anonymous wrote:

@baller4life wrote:
Wait. So the option is available NOW?? I'm mobile. Somebody check for me

Just checked on desktop. Don't have it. But, I currently only have one Cap One card, so if it has arrived I might not have it because I have nothing to merge.


You could have two...fill out the form....click submit. Celebrate. Check services tab again. And merge! Smiley Very Happy


If I did, Cap One would likely come out with a Facebook post shortly after that reads simply PSYCHE!


LOL! But yeah...no...I seriously doubt that. Your credit is good with them, especially if mine is. 

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 153 of 2,133
Creditwiser
Valued Contributor

Re: Capital One Combining Limits By End of Year

Combine your Accounts

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    • Simplify your wallet

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    • Combine credit lines onto your preferred card

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  • Close cards you don't use

If eligible, an account combination takes about 5 minutes and is effective immediately

Credit TrackerUse Credit Tracker to simulate how closing an account may impact your credit score.

NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 14K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5k |
Message 154 of 2,133
msbia
Established Contributor

Re: Capital One Combining Limits By End of Year


@Creditwiser wrote:

Combine your Accounts

checkmark

    • Simplify your wallet

checkmark

    • Combine credit lines onto your preferred card

checkmark

  • Close cards you don't use

If eligible, an account combination takes about 5 minutes and is effective immediately

Credit TrackerUse Credit Tracker to simulate how closing an account may impact your credit score.


"If Eligible...."

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 155 of 2,133
Anonymous
Not applicable

Re: Capital One Combining Limits By End of Year

I have a feeling that certain cards cannot be merged into each other. Example "prime cards" cannot be merged into "sub prime cards". Just a guess though since they don't allow upgrading of cards from one subset to another.

Message 156 of 2,133
waynes1982
Frequent Contributor

Re: Capital One Combining Limits By End of Year


@Anonymous wrote:

@Creditwiser wrote:

I have it under "Services"   It says " Request account combination"


Oh, crap.


Screen Shot 2015-07-07 at 7.15.54 PM.png

Its up and running for realz!!!

Gardening since 06/01/2016


Message 157 of 2,133
Creditwiser
Valued Contributor

Re: Capital One Combining Limits By End of Year

yup. if eligble.  I need to go out for a bit. It would be cool if someone would chat with them and learn more about eligibilty and what not.

NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 14K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5k |
Message 158 of 2,133
baller4life
Super Contributor

Re: Capital One Combining Limits By End of Year

SOMEBODY DO IT!!!!
Message 159 of 2,133
msbia
Established Contributor

Re: Capital One Combining Limits By End of Year

I am definitely going to sit and wait for feedback on this one. I don't want, need or desire another Cap1 HP this year. 

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 160 of 2,133
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