cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One Card Upgrade Question

tag
Broke_Triathlete
Valued Contributor

Capital One Card Upgrade Question

I just received two PC's to Quicksilver and Venture One. The rep told me that the one's I'm getting aren't Visa's, but Mastercards. So I'm basically getting the two cards that look like the products, but they aren't???

 

Has anyone else upgraded from a Platinum Mastercard or QS1 Mastercard and received either a Quicksilver or Venture One with Mastercard logo's on it?

Personal:

Business:


Message 1 of 7
6 REPLIES 6
SunriseEarth
Moderator Emeritus

Re: Capital One Card Upgrade Question


@Broke_Triathlete wrote:

I just received two PC's to Quicksilver and Venture One. The rep told me that the one's I'm getting aren't Visa's, but Mastercards. So I'm basically getting the two cards that look like the products, but they aren't???

 

Has anyone else upgraded from a Platinum Mastercard or QS1 Mastercard and received either a Quicksilver or Venture One with Mastercard logo's on it?


With Cap One, if you PC from an MC, you retain an MC.  Citi seems to be doing something similar with people PCing to Double Cash (i.e., the Visas stay Visas)



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 2 of 7
daybreakgonesXe
Valued Contributor

Re: Capital One Card Upgrade Question


@Broke_Triathlete wrote:

I just received two PC's to Quicksilver and Venture One. The rep told me that the one's I'm getting aren't Visa's, but Mastercards. So I'm basically getting the two cards that look like the products, but they aren't???

 

Has anyone else upgraded from a Platinum Mastercard or QS1 Mastercard and received either a Quicksilver or Venture One with Mastercard logo's on it?


Yup! That's how I wound up with my World Mastercard Smiley Happy

Message 3 of 7
SunriseEarth
Moderator Emeritus

Re: Capital One Card Upgrade Question


@daybreakgonesXe wrote:

@Broke_Triathlete wrote:

I just received two PC's to Quicksilver and Venture One. The rep told me that the one's I'm getting aren't Visa's, but Mastercards. So I'm basically getting the two cards that look like the products, but they aren't???

 

Has anyone else upgraded from a Platinum Mastercard or QS1 Mastercard and received either a Quicksilver or Venture One with Mastercard logo's on it?


Yup! That's how I wound up with my World Mastercard Smiley Happy


That's my plan!   



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 4 of 7
Broke_Triathlete
Valued Contributor

Re: Capital One Card Upgrade Question

Thanks for answering my questions in the other thread sunrise. So once my limits hit $5K I can change them to WMC's?

Personal:

Business:


Message 5 of 7
SunriseEarth
Moderator Emeritus

Re: Capital One Card Upgrade Question


@Broke_Triathlete wrote:

Thanks for answering my questions in the other thread sunrise. So once my limits hit $5K I can change them to WMC's?


AFAIK, if you have a QS that's currently a Platinum MC and get a CLI that puts you over $5K, I don't think you can request an upgrade to WMC with Cap One.   It might be possible, but likely you'd have to go through the EO if it can be done.  If you PCed a MC that already had a CL at $5K+, then you'd get the WMC for sure.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 6 of 7
Broke_Triathlete
Valued Contributor

Re: Capital One Card Upgrade Question

Sunrise, I just got off the phone with the EO and they said without a doubt that it can be done, once your CL is over $5K. It doesn't matter if you do a product change (like what I did) or not. However, now I have to wait 6 months to request such a change, pending my CL hits $5K. So it's good to know that I didn't close that option out by doing this product change prior to hitting $5K on the trade lines. Smiley Happy

Personal:

Business:


Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.