@Anonymous wrote:Thanks for your frank advice. I tried to move on..in fact I was approved for better cards. It just bothers me that I am unable to move them and that I have a good account with them already. When I say “right a wrong”..I mean my own for even applying. So, I am trying to correct my own error.
That's a very common (and understandable) attitude. People tend to take things personally, when it's often just a computer that does the thumbs down. I also read lots of "I'm closing my card; that'll show them!" posts, and I doubt seriously that anyone at a major bank will even notice, much less wring their hands in despair, when someone closes a card.
It's a shame that you invested so much time on the call just to get shot down. 
Cap One is an odd company, in that many of their cards are rebuilders, and 99% of the time just flat will never grow with you (= give CLI's, etc.), and then a few of their cards are great.
They keep sending me stuff for their Cash Rewards card, with the effectively 1.5% cash back thing, but I refuse to let myself in for 3 hards. That's just ridiculous. (Personal decision, though, it makes perfect sense for others.)
@2NE1 wrote:birjest:
what does recon mean? how do you do a recon? because when I started applying to my first credit cards in 2007/2008 I was denied a few and I moved on. Are you saying you have an option to have their decision changed?
thanks!
Well it's not a military term as i thought when i first heard it here a while back. RECON means reconsider.
By the way, MsNae, welcome to the forums!
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@haulingthescoreup wrote:By the way, MsNae, welcome to the forums!
For anyone who is new, and trying to reply to multiple other posts, try using the Quote function.
Click on the post that you want to reply to, and then click on the Quote button on your screen, above on the right by the Spell Check button. The post that you're replying to will pop up, with a line on the top and on the bottom. Make sure that your cursor is under the bottom line, and then you can start typing away.
When you hit Post, the quoted post will show up in its own little box, and your reply will be underneath. It helps reduce confusion.
Also, if you're bold, you can highlight and delete part of a really long quote, but don't mess up the top or bottom lines.
Like this!! Thank you!!
Nae